Question 1: Do I need to open a bank account for online stock trading? 1. Online stock trading is only one way of stock trading. Others can also buy and sell stocks through telephone, mobile phone, etc. The rest of the explanations above are almost complete. One thing that needs to be explained is: open a securities account (also commonly known as a stock account) at a securities company, open a bank card (bank account) at a bank, associate the bank account with the stock account, and transfer the money. Deposit in the bank, and you can transfer the bank's money to your securities account through operations on your computer, so the decline or rise in your stock account has nothing to do with the money in the bank. Only if you operate on the computer can the funds in the two accounts flow.

2. Another point is that when you buy a stock, if a certain stock costs 1 yuan per share and you buy at least 100 shares, you can speculate by depositing 100 yuan into your stock account. For a certain stock that costs 2 yuan/share, then just deposit 200.

3. Regarding the handling fee, it is generally coordinated with the account manager. One thousandth is normal (one direction). In less developed areas, it may be two or even three thousandths. In developed areas, it may be 50,000 or 60,000. It depends!

Question 2: Do I have to open an account first to buy stocks? Are you going to a bank? Not a bank

It’s a stock exchange

Question 3: Do I have to open an account at a securities company to buy stocks? If investors need to enter the market, they should open a securities account card in advance. Open Shenzhen Securities Account Card and Shanghai Securities Account Card respectively. After applying for a Shenzhen and Shanghai securities account card, investors must first open an account at the securities business department before buying or selling securities. Account opening is mainly done at the business counter of the securities company's business department or at a designated bank account opening outlet, and then they can buy or sell securities.

Hope to adopt

Question 4: How should I buy stocks for the first time? What should I pay attention to? Do I need to open an account first? How to open it? There are many ways to buy and sell stocks, but It is divided into many categories according to buying and selling attitude, holding period, etc. Regardless of the operation method, as long as you analyze it carefully and operate patiently, you can probably make stable profits. The pros and cons of investment and speculation operations are analyzed below for reference. Investment methods. Most people who buy and sell stocks through investment and hold them for a long time will carefully analyze the returns and risks of individual stocks at the beginning of the transaction. Therefore, most of the stocks they invest in do not have to worry about sudden rises and falls, and the operations are relatively easy. Generally, they are not The market is affected by the ups and downs of the market, and this operation method is more profitable in the long-term bull market. The stock price is affected by various factors and will inevitably rise and fall in the short term. If you want to seize the opportunity of the rise and fall, it is not easy to earn the price difference. If you don't do it well, you will often be in trouble. Long-term investment is different, because no matter how the stock price changes in the short term, as long as the trend is upward, it will eventually rise in the long term. If you use investment methods to participate in operations, as long as your judgment of the general trend is correct, your profits will be relatively stable. Although the risk of the investment method is relatively low, due to cautious operation, it is usually difficult to obtain larger returns. This is its disadvantage. Sometimes, due to careful calculation of stock price returns, one starts buying at the highest price in the market (the rise and fall of stock prices are mostly related to dividends due to speculation). (irrelevant), if you buy and hold (or make money but do not sell because the profit expectations are not met) and then hold it for a long time, you will often suffer losses once the general trend reverses and falls. At the beginning of the decline, you can still resist selling, but after a big or even plunge, you often can't help but sell. Most of the investors who sell at the lowest price are this type of investors. speculative approach. A trading method that does not hold a certain stock for a long time and is purely for the purpose of earning the price difference. This practice is mostly short-term trading that ends when profits are seen the next day or within a few days. Some people only buy short-term stocks a few days before ex-dividends or ex-rights, and then sell them after earning the interest (right) difference after ex-dividend or ex-rights. This also falls into this category. Most speculative operations follow the trend, advance low and go high, and sell when you make a profit. This is the best portrayal of rushing up and selling down. Operating back and forth between one high and one low, as long as the operation is correct, the return is often much higher than the investment. Although speculative operations involve low costs and high profits, and the losses are small each time, due to the ever-changing stock market conditions, sometimes you rush to buy when it rises, but unfortunately you buy the highest price; sometimes you sell when it falls, but you sell at the lowest price; sometimes you rush in and then buy the lowest price. If you sell when you see a fall, the stock price will rise instead; some sell and then double up when you see a rise, but the stock price will fall. In addition, frequent in and out, transaction fees are staggering, and the gains often outweigh the losses. If we consider the results of speculation over a longer period of time, most of them will still end up with a loss, unless they make one vote and leave. Comparative analysis of pros and cons. In order to adapt to the changing stock market conditions, the operation method should not be limited to a certain fixed form. The more ideal approach is to choose and use speculation and investment methods in a timely manner. The operation principles are as follows: 1. When the stock price has fallen deeply, the selected stock When the P/E ratio is low, adopt the investment approach. 2. Take speculative measures when stock prices are rising and certain stocks have high price-to-earning ratios. 3. When the stock price does not rise or fall, and if you are not sure whether its future trend will rise or fall, it is best to adopt a wait-and-see attitude. If you are not prepared to wait and see, you can only adopt speculation. 4. When the stock price rises strongly and you adopt an investment approach, you can also adopt a speculative approach to short-term long positions to increase short-term profits. 5. Before the stock price moves downward and you adopt a wait-and-see attitude, you can also adopt a speculative approach, selling high and short-term first, and then buying when the price difference is profitable. 6. At the beginning of the transaction, you should decide whether it is an investment or speculative operation, and never change it temporarily to avoid unnecessary trouble.

The current market is very divergent, which means that changes (or definite reversals) are about to occur in the near future. Investors who do not have considerable risk assessment and prevention capabilities and are fully prepared financially and psychologically to take risks should not participate, watch and pay attention. Analyzing the details of the market will increase the winning rate of investors who are not deeply involved in the market in the future. Be patient for now, and don't "joke" with your own money. Money in the stock market is not that easy to make. If you are really willing to take risks and give it a try, then it is best to figure out first: whether you choose investment or speculation.

Question 5: Does it cost money if you don’t trade stocks after opening an account? Although you opened an account with a securities company for free and linked your Chinese bank card to a third-party depository, you never traded stocks and kept it there, so , no matter whether you have money in your card or stock account, there is no fee for this, and the securities company will not charge it, because you have not made any past transactions. Of course, the Bank of China card bank still requires you to pay every year. An annual fee is charged, usually 10 yuan. The commission is only charged based on whether you have completed transactions. If there are transactions, relevant fees will be charged. Generally: Buying fee: 1. Commission 0.1%-0.3%, determined by your securities company, but the minimum commission standard is 5 yuan. For example, if you buy 1,000 yuan of stocks, the actual commission should be 3 yuan, but if it is less than 5 yuan, you will be charged 5 yuan. 2. Transfer fee (only limited to the Shanghai stock market). 1 yuan is charged for every 1,000 shares, which means you have to pay 1 yuan selling fee for buying and selling 1,000 shares: 1. Stamp tax 0.1% 2. Commission 0.1%-0.3%, determined by your securities company, but the minimum commission fee is It's 5 yuan. For example, if you buy a stock for 1,000 yuan, the actual commission should be 3 yuan, but if it is less than 5 yuan, it will be charged as 5 yuan. 3. Transfer fee (only limited to the Shanghai stock market). It charges 1 yuan for every 1,000 shares, which means you have to pay 1 yuan for buying and selling 1,000 shares. If you want to cancel both of them, you should do it like this. Stock account: Just bring your ID card, shareholder card, and securities capital account card to the sales department of the securities company where you opened the account to cancel the account, and then cancel the third-party custody. However, you open an account for free. When closing the account, the securities company may require the customer to make up for the 90 yuan fee that was waived when opening the account. 2. Cancellation of bank card account: I just need to bring my ID card and bank card to the bank where I opened the account and cancel the card directly.

Question 6: Do I need to go in person to open a stock account? You must go to the sales department in person to open a stock account.

1. If you are over 18 years old, bring your ID card and ordinary bank card, you can go to the sales department to open an account.

Or contact the account manager in advance Make an appointment and the account manager will take you to open an account.

2. Stock account opening time: Monday to Friday between 9 am and 5 pm. In larger cities, there are also people on duty on weekends, and you can also open an account.

3. Stock account opening fee: 90 yuan. In some places, there is no account opening fee. If the account manager takes you to open an account, there is generally no account opening fee!

4. Stock account opening deposit How much does it cost: If you just want to open an account first and don't plan to buy stocks, you don't need to deposit any money. 0 yuan is fine.

5. How long does it take to open a stock account: The whole process takes 30 minutes. On the way. The round trip time does not count.

The speed of opening an account is very fast. After all, there are few people and there is no need to queue up.

Notes on opening an account:

1. Securities company Choice: The size of the securities company does not matter. The one that is close to your home is good and convenient! It is convenient for doing business later, and you can also be an on-site customer.

2. Account manager selection: professional account manager Be patient and provide you with some paid software, institutional reference, stock pools, etc. The best! The services of securities companies are similar with little difference. The follow-up services after you open an account are mainly provided by the account manager. So you should choose A good account manager.

3. Problems with online account opening: It is illegal to open an account online. There are many scammers on Baidu. To open an account, you need to go to the sales department in person and take photos! You can mail a copy online to the account Open, there are huge safety risks! (Omit three thousand words here)

If you have any questions, please continue to ask!

Question 7: What are the requirements for opening a stock account? Hello, in response to your question, Guotai Junan Shanghai Branch will give the following answer

1. Information that individual investors need to bring when opening an A-share securities account:

1. Personal China for opening a securities account The original copy of the People's Republic of China resident ID card;

2. The original copy of the securities account card (not required for new securities account openings).

2. Instructions for opening an A-share securities account for individual investors:

1. Natural persons under the age of 16 are not allowed to open a securities account. Natural persons between 16 and 18 years old should provide proof of income when applying for opening a securities account;

2. To open a securities account, you must go to the counter of the securities company in person. If you entrust someone else to open a securities account on your behalf, you must also provide a notarized letter of entrustment and the original valid identity certificate of the agent (if If the client’s ID card is a second-generation ID card, copies of both sides of the ID card must be provided);

3. When opening a securities account, you need to fill in the "Securities Transaction Account Opening Document Signing Form" and "Securities Customer Risk Tolerance Assessment" Questionnaire";

4. If the customer has never opened a securities account, he needs to fill in the "Natural Person Securities Account Registration Application Form";

5. If the customer is an investment agent in the stock market , you need to fill in the "Share Transfer Risk Disclosure Form";

6. To apply for bank three-party custody, you need to fill in the "Third Party Custody Agreement for Customer Transaction Settlement Funds", and at the same time, when opening a securities account, I need to bring my bank debit card Go to the counter of the bank branch to confirm. If you do not have a debit card from the bank, you only need to apply for a new debit card at the bank counter;

7. Securities account opening fee, China Securities Depository and Clearing Corporation Shanghai Branch charges securities The account opening fee is 40 yuan/account. The China Securities Depository and Clearing Corporation Shenzhen Branch charges a securities account opening fee of 50 yuan/account, which is collected by the securities company;

8. Securities account opening time, Monday to Friday 9: If you open a securities account between 00 and 15:00, new account holders can obtain two paper shareholder account cards on the spot; if you open a securities account during other time periods, including weekends, the securities account card can only be obtained on the next trading day or delivered by express delivery. However, this does not affect normal securities transactions. This is because the securities account opening application needs to be connected to the China Securities Depository and Clearing Corporation, and Zhongdeng Company is closed on weekends;

9. One ID card can only open one securities account for Shanghai A shares. For Shenzhen A shares, one ID card can open multiple securities accounts.

We hope that the answer from our Guotai Junan Securities Shanghai Branch can satisfy you!

Respondent: Guotai Junan Securities Account Manager: Manager Hong (employee number 009301)

Guotai Junan Securities - Baidu Knows Enterprise Platform is happy to serve you!

If you still have questions, you are welcome to ask questions on the official website of Guotai Junan Securities Shanghai Branch or the enterprise information platform.

Question 8: Do you need to open an account to buy stocks with Alipay? Why do you need to open an account to buy stocks? It is stipulated by national law

Stocks require a stock account and a third-party bank custody.

Alipay is a third-party payment method.

Question 9: How much does it cost to open an account for stock trading? Now it is free to open an account, and you can also open an account online, which is very convenient.

The first step is to bring your ID card to open an account. One is a bank account and the other is a securities account. (Nowadays, banks generally cooperate with securities companies, and you can go to the bank directly to apply.) A bank account has the function of a general savings card. In addition, it is bound to the securities account and can transfer funds to and from the securities account. Securities account, this allows you to place orders directly. PS: It is best to use the same password for both accounts to prevent confusion.

There is also the issue of paying taxes:

Buying fee: Commission 0.3 to 3 thousandths + transfer fee of one yuan for every 10 lots (charged by the Shanghai Stock Exchange , Shenzhen market does not charge) + other fees ranging from 0-5 yuan.

Selling fee: Commission 0.3 to 3 thousandths + transfer fee of one yuan per 10 lots (charged by Shanghai Stock Exchange, not charged by Shenzhen Stock Exchange) + other fees ranging from 0 to 5 yuan + stamp tax 1/1.

If the commission is less than 5 yuan, it will be charged as 5 yuan; if the transfer fee is less than 1 yuan, it will be charged as 1 yuan.

If it is a stock account with a commission of 3% per thousand, the cost of one transaction is more than 7%. If it is a stock account with a commission of 0.5%, the cost of one transaction is only 2%.

The second step is stock trading. Nowadays, buying and selling is generally conducted directly online. Convenient and less expensive. There are also telephone transactions, which are relatively expensive and inconvenient. Which securities company you opened an account with? Just go to the website of the corresponding company. If you want to trade online, just enter the account password. It is recommended to go to Youxia Stock Market to do simulated trading. It is a free simulated stock trading platform. It has detailed novice operation guides and introductory stock knowledge, which is very helpful for novices to get started. Have a good mentality and use money that is not urgently needed to trade in stocks.

Be careful when trading in the stock market. As the saying goes, there are seven losers in the stock market, two losers and no profit, and only one makes money. Theory combined with practice, theory first. First find theoretical books and articles on long and short-term operations to study carefully, and then test them with practice. Hope it's useful to you. Congratulations on getting rich!

Question 10: Is it necessary to open a bank account to trade in stocks? unnecessary.

Many securities companies now have mobile APP account opening software, and you can open an account using your mobile phone.

As for the three-party depository between securities companies and banks, many banks do not require an interview. If the securities company cooperates with the bank, it can be completed by filling in the bank card number.

You can open a stock account without leaving home.