See whose name the loan procedure is. If your friend signed it, unless you can prove that they spent 500 thousand, you can ask them for compensation after returning it. You can't find it directly.

Second, the bank loan scalpers are generally drawn into a few points.

Take the principal of ten thousand yuan as an example. Now it's all collective drawing, and 15 is a common saying in business transactions. On the contrary, the formula can be obtained: withdrawal = 100003 = 3 yuan, and repayment can be made according to the loan contract. This is all normal. When I made a loan, I said that several points were loan interest rate loans.

P bank, etc. There is no regulation on this. Banks can float up and down. To save trouble, the principal will not be repaid in 30 1000, the loan withdrawal point is 3, and the one-year interest range is 600 yuan. The mechanism is also fixed at around 1000.

There is no phone number of the bank. 100006 12=7200 yuan. Especially for second-hand housing loans, your loan life is related to the month. The five points of 10000 are 500. If you pay in installments, five points is 5%. You can ask the bank.

The loan is divided into three parts, and the loan interest rate is high, 15 percentage point.

Depending on the term, there will be no bad personal credit record. There are two ways to charge the loan intermediary: one.

According to the question, this is too high. Take out your mortgage and add 55 points. Three points, 300 yuan. This is equivalent to 1 year interest. Help others with loans, and don't worry about overdue repayment due to insufficient balance.

Such as: five points for regular bank loans. GPS installation/removal is not equal to 200; Part of the mortgage.

The percentage is the interest on the loan. 6% interest usually refers to the annual interest rate. 6. Suppose the principal is 10000 yuan and the interest amount is: 30655 = 1965000 yuan. However, guaranteed products will charge a certain guarantee fee.

So sometimes 55 points are added to the benchmark interest rate, which means that commercial banks fix interest rates in order to compete for market share of mortgage business. It is said to be LPR4: 883: 5. How many points should I draw? The principal is usually withdrawn. Take the principal of 10,000 yuan as an example, and the mortgage interest rate is 6: 55.

The meaning of the loan 1275 points is generally in the account where everyone pays off the mortgage. Small cards are just a way for salesmen to develop their business.

However, to ensure the monthly payment for next month, according to the previous announcement of the People's Bank of China, it will generally not exceed 15. When a borrower applies for a loan, it is best to find a formal financial institution. Loan interest rate: Loan interest rate refers to the interest amount and principal amount within the loan period. Formal institutions generally do not charge fees, that is, they charge according to formula 3%.

The amount of money pre-stored in the general mortgage repayment account is uncertain, so it will be reduced. Who can tell me a few points of bank loan, floating interest rate,165438+ when signing the bank mortgage contract in October, 100- 15, but the mortgage is paid monthly.

5 The above answer is provided by Ronglian Ye Wei, and the interest rate execution loan (issued as a trend indicator, the national annual interest rate is 4.9; The converted monthly interest rate is 0: 41; The bank tells you that the monthly interest rate is the base of 4: 8, 1.5 thousand to 1.5 points. Ask the gods to explain. What is this? You really don't know anything yourself? Your interest rate is equivalent to an increase of 20. That is, the annual interest rate of the loan is 5 "interest = principal interest rate period", and the one-year interest rate is proportional; The interest rate in China is managed by the People's Bank of China.

L plus 55 basis points, generally between 1000 and 5000; For example, for car loans, the higher the level, the more money you get, and the loan of 20,000 yuan will cost 1.800 yuan. The monthly payment can be saved for half a year or a year at a time, and 9% will be collected if you draw 9 points. Finally, it will be treated as an internal incentive mortgage, and the repayment amount of the borrower will increase after the loan term.

The mortgage loan substituted into the formula is the percentage of deposit interest, expressed in integers.

What does the base mean? Does a dot represent. 100005?

Hello, the contract was only signed at that time. The mortgage was refunded. I called and said I would draw 9 loans of 20,000 yuan. Also, the principal is 10 thousand per month. Extended information:

The arithmetic of multiplication is integer, which is the handling fee required by the intermediary.

The car appraisal fee ranges from 300, namely 150000. Banks charge fixed loan fees according to different loan products, and the floating interest rate is not fixed. The annual benchmark interest rate is 5: 6) to 6: 55, and there will be a vehicle registration fee of about 500, which is your loan interest rate, which is generally 6-7 for large enterprises.

Third, how much is the loan intermediary drawing now?

It depends on what kind of loan it is and whether it is a resource. If it is a bank loan, it should not be collected, but many salesmen will draw it, some for bank account managers and some for themselves. Generally, it is 1-3 points. If it comes from a loan company, most of them are 3 points, 1.5 company, 1.5 salesman. This is very common.

Fourth, can scalpers help to cancel the contract?

Of course. For example, if you take a car as collateral, you need to give your green paper, car purchase invoice, loan settlement certificate and ID card to the scalper, and the scalper will help you release it.