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Anyihua online loan said that it would arbitrate.
Arbitration is different from enforcement. After arbitration, you can only apply to the court with an arbitration letter. After the court accepts it, it shall be notified by the court. If the arbitration procedure is not accepted, it can raise a defense.

If arbitration is not notified and mediation is not conducted, even if the court executes it, it will be the principal plus the legal interest rate. Arbitration also has a time limit.

The arbitration institution is a company, and it can start business by filing with the Judicial Bureau. There are thousands of arbitration institutions in China.

An arbitration agreement has the same legal effect as a written arbitration agreement in traditional arbitration if it conforms to the electronic form stipulated by law and its signature conforms to the conditions of reliable electronic signature stipulated by law or the parties.