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What does a real estate interview mean and what are the general circumstances?

Legal analysis: Usually, it means that the buyer and seller bring their ID cards, property rights certificates, household registers, marriage certificates, sales contracts, invoices, and transfer rights confirmation and approval forms to the housing management department, and sign in front of the housing management personnel. Contracts, and accepting inquiry records, verifying the authenticity of materials, etc.; in short, the real estate buyer and seller take the relevant materials to the relevant departments to interview and sign the contract. For most developers, they usually pay the down payment and sign the contract, then sign preliminary information with the bank, and then complete the information. When the developer's contract comes out, invoices and other things will also come out. , the bank will review the information and ask for an interview. Materials required for bank loan interviews: Generally, the sales staff will provide the materials required for bank loans. It is always correct to prepare according to what the salesperson gives. However, for some proofs of no house or marriage and childbearing certificates, the materials will be prepared according to different requirements. The requirements are different, so you have to ask the bank where you borrowed the loan for details.

Legal basis: The "Interim Measures for the Management of Personal Loans" stipulates that lenders should establish and strictly implement a loan interview system. When issuing low-risk pledge loans through electronic banking channels, the lender should at least take effective measures to determine the true identity of the borrower. If a lender handles personal loan business in violation of the provisions of these Measures, the China Banking Regulatory Commission shall order it to make corrections within a time limit. If a lender has any of the following circumstances, the China Banking Regulatory Commission may take regulatory measures stipulated in Article 37 of the Banking Supervision Law of the People's Republic of China and the People's Republic of China:

(1) ) Failure to perform due diligence in loan investigation and review;

(2) Failure to establish and implement loan interviews and loan contract interview systems as required;

(3) Failure to adopt standard clauses in loan contracts Publicly announced;

(4) Violation of the provisions of Article 27 of these Measures;

(5) Payment management does not meet the requirements of these Measures.