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Can I sign the insurance policy electronically? Does it have legal effect?
yes. In February 214, the General Office of the China Insurance Regulatory Commission forwarded the general requirements and deployment of the Notice of the General Office of the State Council on Forwarding the Guiding Opinions of the Cryptography Bureau and Other Departments on the Application of Cryptography in the Financial Sector (Guo Ban Fa [214] No.6), requiring the use of cryptography as the core technology to ensure the security of financial information. In August, 215, the China Insurance Regulatory Commission issued the notice on the Implementation Plan for Password Application in the Insurance Industry (No.74 [215] issued by the Insurance Regulatory Commission), and implemented the relevant national requirements on password application in the financial field, striving to initially realize the wide application of domestic passwords in electronic insurance policies in 215, and realize the comprehensive application of domestic passwords in the insurance field by 22.

with the gradual improvement of laws, regulations and policy environment, China's insurance e-commerce should gradually introduce a new business model of electronic documents, that is, the electronic policy model. E-sign treasure combines the actual situation of insurance companies and relies on the information platform of insurance companies to build an electronic policy platform, providing insurance customers with electronic policies with the same legal effect as traditional paper policies, and realizing online insurance of electronic policies as insurance certificates.

e-sign Bao builds a set of domestic electronic insurance policy platform for insurance companies, which conforms to the Electronic Signature Law of the People's Republic of China and the Implementation Plan of Insurance Code Application:

1. Combining PKI technology, it ensures the authenticity, integrity, confidentiality and non-repudiation of insurance company's electronic insurance policy data, and prevents data from leaking during transmission.

2. Realize the identification of the identity information of the applicant and the insured and the authentication of the signing intention, and ensure that the electronic signature in the policy and the operating subject are the same subject.

3. Ensure that the electronic policy of the insurance company is tamper-proof and forgery-proof. After the electronic policy is generated, it will be protected from malicious tampering and malicious forgery.

4. It is realized by digital certificates, electronic signatures and other security application products, and the information that needs to be confirmed by responsibility can be reliably signed and verified, and the responsibility confirmation mechanism is established.