Main experience: went to the countryside in 1975, entered the factory in 1978, and was admitted to the Finance Department of Jilin University of Finance and Economics, the predecessor of Jilin University of Finance and Economics, in the same year. He received a bachelor's degree in economics in 1982 and a business degree from the City Polytechnic University of Hong Kong in 2000. He holds a master's degree in management and a doctorate in finance from Nankai University in 2003.

In 1982, he entered the Jilin Branch of the People's Insurance Company of China and began to engage in personal insurance work. He successively served as director of the personal insurance department and deputy manager of the branch. In 1989, he was sent to Hong Kong by the head office and successively served as China Assistant General Manager of Hong Kong Branch of Taiping Life Insurance Company, Senior Deputy General Manager of Taiping Life Insurance Company Hong Kong Branch; in 1997, he served as General Manager of Shenzhen Branch of China Life Insurance Company, and in 2003, he served as Deputy General Manager of China Life Insurance Co., Ltd., in 2007 Later he became general manager. He enjoys special government allowances from the State Council and is a senior economist. He is currently the Chairman of the China Life Charity Foundation, Vice Chairman of the China Actuaries Association, Vice Chairman of the China Insurance Association, Executive Director of the Insurance Society of China, and Director of the China Insurance Guarantee Foundation.