1. Do business loans require the signature of a legal person and his/her spouse?

Legal analysis: Business loans require the signature of a legal person and his or her spouse. 1. Corporate loans require a formal signature. 2. Conditions for company loans: original and copy of marriage certificate; good credit, stable source of income and ability to repay loan principal and interest in full and on time; sole proprietorship business license for individual business owners, etc.

< p>Legal basis: Article 3 of the "Company Law of the People's Republic of China" A company is an enterprise and enjoys legal person property rights. The entirety of the company's property is liable for the company's debts. The liability to the company shall be limited to the amount of capital contributed; the shareholders of a joint stock company shall bear liability to the company to the limit of the shares subscribed by them.

2. Does a legal person need to sign both when buying a car?

No need. The legal person of a company performs duties on behalf of the company, and the legal consequences arising therefrom shall be borne by the company. When a company purchases a vehicle, it requires the legal representative to complete the purchase procedures. It is not a personal act of the legal representative, that is, it is considered a family act, but it requires the signature of the wife, and it is deemed to be an act of husband and wife, and the husband and wife jointly bear civil liability.

3. Do corporate loans require the signature of both husband and wife?

Corporate loans require legal signatures. Conditions for company loans: 1. Valid identity documents of the borrower and spouse, original and copy of marriage relationship certificate. 2. Have good credit, have a stable source of income and the ability to repay the principal and interest of the loan in full and on time. 3. Legal business qualifications, including individual business licenses, partnership business licenses, sole proprietorship business licenses, etc. 4. Tax payment certificate for production and business activities. 5. Proof that the borrower and spouse promise to repay the loan together. 6. The borrower obtains the pledge rights certificate, collateral status and ownership certification documents required for the pledge and mortgage loan amount, and the written document of the owner and property owner agreeing to the pledge and mortgage. 7. Other information required by the bank. Legal basis: Article 3 of the "Company Law of the People's Republic of China" A company is an enterprise legal person, has independent legal person property, and enjoys legal person property rights. The entirety of the company's property is liable for the company's debts. The shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; the shareholders of a joint stock company shall be liable to the company to the extent of the shares they subscribe for.