Legal subjectivity:

If there is no fictitious information, concealing the truth, and defrauding credit loans, it does not constitute fraud and is a loan contract dispute. However, the other party can sue the court and request the court to decide repayment. Principal and interest. The crime of fraud refers to the act of defrauding a relatively large amount of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession. "Criminal Law": Article 266 Whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or solely be fined; if the amount is huge or there are other serious circumstances, he shall be sentenced to three years If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment and shall also be fined or have property confiscated. If this law provides otherwise, the provisions shall prevail. The "Interpretations of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Fraud" stipulates that the value of public and private property defrauded is from 3,000 yuan to more than 10,000 yuan, from 30,000 yuan to more than 100,000 yuan, and from 500,000 yuan. The above shall be deemed as "relatively large amount", "huge amount" and "especially huge amount" as stipulated in Article 266 of the Criminal Law. The higher people's courts and people's procuratorates of all provinces, autonomous regions, and municipalities directly under the Central Government may, based on the economic and social development conditions of their respective regions, jointly study and determine the specific amount standard for implementation in their respective regions within the amount range specified in the preceding paragraph, and report it to the Supreme People's Court and the Supreme People's Procuratorate. Procuratorate filing.