Insurance at the bank. The application form is signed by the insured, and the electronic application form is not signed by the insured. Is the contract valid?
Yes, as long as the insurance company seals it. Remember later! The so-called "insurance" is used to resist risks, not to manage money, and it is more difficult to make money with insurance. If you want to manage money to make money or resist currency depreciation, you can do funds and government bonds. So dividend insurance is to cheat customers' money in the name of insurance.