The business of Hang Seng Bank can be mainly divided into personal financial services and commercial financial services. Personal financial services include comprehensive financial services, deposit services, credit card services, mortgage services, private loan services, investment services and insurance services. Among the comprehensive wealth management services, Hang Seng has three unique wealth management services for different customers, namely excellent wealth management, excellent wealth management and comprehensive wealth management account. Commercial financial services include comprehensive commercial accounts, commercial cash management, investment, loans, business cards, insurance and MPF.
Hong Kong Hang Seng Bank generally requires all directors of the company to open accounts in person. If the account holder or company director is from Chinese mainland, he must hold a China passport or a pass to and from Hong Kong and Macao to open an account. Company documents and related materials should be brought. As it is inconvenient for some directors to directly open an account with a Hong Kong bank, they can sign the account opening documents (commonly known as signature witness) at the branch of the Hong Kong bank in China, and then go to the head office to handle the account opening procedures on their behalf after the branch delivers the documents to the Hong Kong head office. Because this kind of account opening is more complicated, you can inquire before opening an account. If you don't have a passport, you can open a offshore account in the branch of Hongkong Bank in China. Account signatories and non-account signatories can apply as long as they hold Chinese mainland identity cards. The account holder shall bring relevant certificates and materials, including the original director's identity certificate (ID card or passport)/industrial and commercial registration registration certificate/original articles of association/original articles of association/meeting minutes/account opening documents signed by accountants/cash deposited in new account opening/original credit certificate issued by the bank (credit certificate shall include: account opening name, passport or ID number, account opening date, deposit amount, bank account opening recommended by the "bank", Arrange to send a signed witness letter to the bank to open an account, prepare an account opening certificate signed by an accountant or lawyer, prepare an application for bank account opening, and go to the bank to assist customers to open an account in the company.