Generally, the debts belong to the same couple and must be signed.

Four major categories of information need to be prepared for loans:

1. Personal identity certificate: ID card, residence permit, household register, marriage certificate and other information;

2 . Provide proof of stable sources of income: bank statement, labor contract, etc.;

3. Provide proof of stable address: such as house rental contract, utility payment slip, property management and other related certificates;