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Can a bank card be canceled in another place?

Whether a bank card can be canceled in another place depends on the regulations of each bank.

Take the Industrial and Commercial Bank of China as an example. This bank can be canceled remotely:

1. Online banking: If the account balance is less than 300 yuan, customers can log in to personal online banking and select "All- Bank Card.Account-Account Service-Small Account Cancellation" function, follow the page prompts to try to cancel the savings card;

2. Business outlets: Please hold a wealth card, wealth management gold card, or e-Age card in person Or use a one-card, one-fold Money Link card (and bring the accompanying passbook with you) to any business outlet across the country to cancel the card. Agents cannot be used. If the balance in your card is greater than 50,000 yuan (inclusive), you may need to adjust the account in the card or cancel the agreement, and you must provide your valid identity document. If you want to withdraw large amounts, please contact the branch in advance to make an appointment.

Note: The cancellation procedures for secondary vocational student financial aid cards and military security cards are slightly different. ?

Extended information:

The People's Bank of China has issued a notice on facilitating the opening of individual Class II bank settlement accounts and Class III bank settlement accounts (hereinafter referred to as Class II and III accounts)

< p> (1) Before the end of June 2018, state-owned commercial banks, joint-stock commercial banks and other banking financial institutions (hereinafter referred to as banks) should implement bank counters and online banking, mobile banking, direct banking, remote video teller machines, smart Electronic channels such as teller machines handle business such as opening individual Class II and III accounts. Before the end of December 2018, other banks should meet the above requirements.

(2) When an individual logs in to electronic channels to open Type II and Type III accounts by using safe and reliable verification methods such as digital certificates or electronic signatures, such as binding his/her Type I bank settlement account (hereinafter referred to as Type I) If the account is opened (category II or III account) or a credit card account is opened, and it is confirmed that the personal identity information or credit card has not changed, there is no need for individuals to fill in identity information or show identity documents when opening category II or III accounts.

The digital certificate or electronic signature generation process used by banks’ electronic channels should comply with the Electronic Signature Law of the People’s Republic of China, the Financial Electronic Authentication Specification (JR/T 0118-2015) and other relevant regulations.

(3) When a bank opens a Category I account for an individual, it should actively guide the individual to open Category II and III accounts at the same time on the premise of respecting the individual's wishes.

(4) When a bank opens a Category II or III account for an individual whose identity has been verified face-to-face by the bank and who has retained copies, photocopies or images of valid identity documents, if the personal identity document has not changed Yes, existing retained data can be reused, and there is no need to repeatedly retain copies, photocopies or images of identity documents.

(5) When a bank opens a Class III account for an individual, it shall verify the identity of the account holder by binding the account in accordance with the principle of the real-name account system. When the amount exceeds 50,000 yuan (inclusive), the individual should be required to provide a valid identity document within 7 days, and keep a copy, photocopy or image of the identity document, and register the individual's occupation, residence or work unit address, certificate validity period and other basic identity information. information. If an individual fails to provide valid identity documents and registered identity information as required within 7 days, the bank shall suspend all business in the account.

(6) From the date of issuance of this notice, in principle, the number of Category II accounts and Category III accounts opened by the same bank legal person for the same person shall not exceed 5 respectively.

Reference materials:

Customer Service - Industrial and Commercial Bank of China China Website