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The Agricultural Bank of China launches large-denomination certificates of deposit. Why is there no paper certificate of deposit like before? And it can only be viewed on mobile phones?

The Agricultural Bank of China launched a large-denomination certificate of deposit. Why is there no paper certificate of deposit like before? And it can only be viewed on mobile phones?

According to Article 5 of the "Interim Measures for the Administration of Large-denomination Certificates of Deposit" promulgated by the People's Bank of China on June 2, 2015: Large-denomination certificates of deposit are issued electronically. This is why there are no paper certificates for large deposit certificates.

Not only the current Agricultural Bank of China, but also the paper deposit certificates or corresponding vouchers currently provided by most banks are basically gone and have been cancelled. This may be related to the current intelligentization of banking services and the business side of each bank's desire to promote its own mobile banking.

Including going to the bank to purchase large-denomination certificates of deposit or corresponding financial products, all are completed on the smart all-in-one machine. The bank's business staff or the financial manager in the lobby will assist you. First use your ID card to prove your information, then insert your bank card and enter your password to handle the relevant business. Of course, this process will be handled by the financial manager in the bank lobby. Or the bank's business staff assisted.

In the end, all you need is your handwritten electronic signature and facial recognition verification. The entire savings business or related financial business purchases are complete. After completion, the ID document and corresponding bank card will be returned to you, but there is no corresponding bank deposit receipt. In addition, most young or middle-aged people no longer use passbooks.

Of course, if you want to print, you can also go to the self-service machine to conduct corresponding business inquiries and processing, and then finally print out a corresponding financial management list, including your savings business list. Of course, the easiest way is to use mobile banking directly. Click on the assets and all categories will appear, including savings and corresponding financial management.

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