If you want to recover the money transferred by mistake from your bank card, you can use the following three methods: First, contact the bank directly. If the wrongly transferred money has not reached the other party's account, the bank can directly cut off the original route and refund it. The second is that the money has arrived in the other party's account. Try to contact the other party to negotiate a refund of the wrongly transferred money, and ask the bank to check the other party's contact information.

I believe many people have had similar experiences and accidentally transferred money to someone else's bank account. What should I do if the other party refuses to return the product? Many people say they should call the police and go to the bank! ! ! To this end, the police and banks have put down their guns, so what is the correct way to deal with it?

Nowadays, with the popularity of modern new payment methods such as online banking, Alipay, UnionPay Express Payment, mobile banking, and ATM self-service machines, transfers appear more and more frequently in our lives. The most frustrating thing is that there is an error in the transfer operation. Accidentally entering the wrong account number, accidentally omitting the name of the payee, it is easy to transfer money, but not so easy to recover. How can I get my money back when I encounter a painful situation like WeChat transferring the wrong number to the wrong number? The editor is here to help you! !

1. Communicate with the other party in a timely manner. Article 122 of the General Principles of the Civil Law stipulates that if someone else obtains unjust benefits without legal basis, the person who suffered the loss has the right to demand the return of the unjust benefits. According to Article 92 of the General Principles of the Civil Law, if illegitimate benefits are obtained without legal basis and cause losses to others, the illegitimate benefits obtained shall be returned to the person who suffered the loss. Article 131 of the Opinions of the Supreme People's Court on Several Issues Concerning the Implementation of the "General Principles of the People's Republic of China and Civil Law" (for Trial Implementation) stipulates: Other benefits obtained due to unjust enrichment shall be collected after deducting labor management fees. ”

If a WeChat transfer error is discovered, the victim should contact the other party in time (by phone or WeChat chat function), explain the situation, and ask the other party to return it. Communicate with the other party first, and the other party has the obligation to repay.

If the other party knowingly transfers the money to the wrong account and refuses to return it after collecting the money, it is considered unjust enrichment. If the amount involved is relatively large, it may also constitute a criminal crime of illegal misappropriation (properties handed over to others for safekeeping for the purpose of illegal possession). , forgotten or buried items are illegally seized as one's own property and the amount is relatively large, and the refusal to return them shall constitute the crime of misappropriation of public funds)

2 Contact customer service and let them communicate with each other

If you unfortunately encounter someone who refuses to refund your money, don’t blindly argue with the other person, but call the customer service number and ask for help

3. If communication fails, sue the other party.

If the other party refuses to return it, the victim can take the other party to court for unjust enrichment.

It should be reminded that according to relevant laws and regulations, the jurisdiction over unjust enrichment disputes is the place of residence of the defendant and the victim. The local court has no jurisdiction.