What types of international credit cards are there?
Visa, Mastercard, American Express, and Japan JCB are all international credit card organizations.
Currently, dual-currency credit cards issued by banks in my country usually have the logo of one of the above organizations.
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In other words, it can be used internationally.
It can also be called an international credit card.
If you want to apply for a pure foreign currency card, such as a US dollar card or a British ingot card.
You can go to Bank of China.
They can apply for pure foreign currency credit cards.
Hope this helps.
Which international credit card from which domestic bank is the best? Refers to the VISA kind.
It seems that no credit card can meet your conditions. I know that the highest currencies are only 3~ and they are all for platinum customers, that is, those with a credit limit of 200,000 or more. Most banks have dual-currency credit cards, USD/rmb, China, CITIC, Minsheng, China Merchants, etc. have euros. There are relatively few in other currencies, and a few have Japanese yen. However, credit cards from foreign banks should have this type of design. You can go to Citigroup and Standard Chartered to ask. But there is no transfer fee~impossible! In fact, what you are talking about is just activating an automatic foreign exchange purchase and repayment, that is, depositing RMB and repaying foreign currency. There must be a handling fee, but it is not exempt. As for the visa that cannot be used for domestic purchases, it depends on whether you have UnionPay. Without UnionPay, you will definitely not be able to spend at the domestic UnionPay universal POS. However, in China, visa and UnionPay universal cards are generally used.
As for the application conditions, it is simple: provide an income certificate issued by the company and stamped with the company's financial seal or official seal. In addition, if you own a house and a car, provide proof of the RV.
Which banks can apply for VISA international credit card
Hello! China Merchants Bank can apply for VISA international credit card.
Credit card application conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. Materials: Application for credit card from our bank, copy of the front and back of ID card and work certification document issued by the unit.
In addition, providing the following information will help increase your credit limit, such as: copies of China Merchants Bank’s savings account statements for the past three months; original certificates of asset balances of financial accounts opened by China Merchants Bank; copies of real estate certificates (including my name) + a copy of any utility invoice for the property in the past 3 months; a copy of my car driving license.
It is recommended that you go directly to the branch to apply. You can check the addresses, savings telephone numbers and business hours of various business outlets through our bank's website. Method: Please log in to the credit card website cc.cmbchina/, click "Service Outlets" in the upper right corner, and select the city you want to query in the drop-down box.
How to apply for an international credit card?
Welcome to apply for the Bank of China Great Wall International Card. The following application guide will give you a comprehensive introduction to the application method for the Bank of China Great Wall International Card. We hope to help solve all the problems you encounter during the application process. And help you get the BOC Great Wall International Card faster.
What types of BOC Great Wall International Cards are there?
There are many types of BOC Great Wall International Cards issued by Bank of China. You can choose the appropriate credit card type according to your personal needs.
BOC Great Wall International Cards are divided into VISA and MasterCard by brand.
BOC Great Wall International Cards are divided into platinum cards, gold cards and ordinary cards according to their credit levels.
BOC Great Wall International Cards are divided into personal cards and business cards according to the card issuance objects.
The Bank of China Great Wall International Card is divided into U.S. dollar card, Hong Kong dollar card, Euro card and pound card according to the clearing currency. The U.S. dollar card is suitable for traveling to North America, the euro card is suitable for traveling to euro areas, and the pound card is suitable for traveling to the United Kingdom and Hong Kong dollars. The card is suitable for traveling to Hong Kong. You can choose one of them as the payment currency, and later repay in the corresponding currency or purchase foreign exchange in RMB. Bank of China Great Wall International Card cardholders can enjoy various preferential and exclusive services continuously launched by Bank of China.
Who can apply for the Great Wall International Card?
All Chinese citizens who are over 18 years old and have full capacity for civil conduct, as well as foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence in China, can apply for the Great Wall International Card, as well as their spouses and parents. Or a child who is over 18 years old and has no financial independence can apply for supplementary cards. The maximum number of supplementary cards cannot exceed 4.
How to fill in the application form?
You can pick it up at the bank or download and print an application form to fill out.
You need to fill in the application form in block letters with a blue or black pen and sign the receipt contract. If you choose to repay by automatic transfer, you must provide the bank with your current bank account issued by Bank of China. Savings account.
Why do you need to write the application form in detail?
When filling out the application form, the bank requires you to fill in details such as: identity document, characteristic information, contact number, etc. This is to prevent risks in time if your card is stolen or used fraudulently. Protect your interests.
What else needs to be done after filling out the application form?
You must submit the application form, a copy of your and the supplementary card applicant’s ID card (or passport copy, foreigners must provide a copy of the foreigner’s residence permit in the country, and Hong Kong, Macao and Taiwan compatriots must provide a copy of the residence permit for returning home) Certificate and a copy of the local ID card) and submit it to the local Bank of China, and deposit a deposit as required by the bank. The contact person should be a person whose household registration, ID card and work unit are all in the local area.
What is a credit limit?
The credit limit of the Bank of China Great Wall International Card is the loan limit approved by the bank based on your credit standing. The credit limit can also be determined based on the amount of deposit paid by your account opening bank. The minimum credit limit for ordinary cards is USD500, HKD4,000,
What is an international credit card?
So here is a definition of international credit card: Generally speaking, international credit card means that it supports VISA, Credit cards from the MASTERCARD network, UnionPay, American Express and other networks also have certain regional coverage and have some characteristics of international credit cards.
If you really need an international credit card with wider coverage, please choose a credit card from the VISA network. Currently, every bank in China that can issue credit cards must support credit cards from the VISA network. When applying, you You can make special instructions to bank customers and tell them that you want to apply for a VISA card.
What types of international credit cards are there?
See below. . .
What kind of credit cards can be used abroad
Famous international credit card organizations and famous credit card companies
1. Visa
2.Master Card
3.Diners Club
4.American Express
5.JCB
Visa and Master Card are international credit card organizations. They do not issue cards themselves, but are issued by banks, which are members of the agreement. All major domestic banks have basically joined these two organizations.
All domestic credit card issuing banks have dual-currency credit cards in RMB and USD. You can freely choose credit cards issued by members of the two major international organizations, MasterCard or VISA.
From a practical perspective, there is almost no difference between the two. Almost everywhere you can swipe a Visa card abroad, you can swipe a Mastercard card.
In addition, when using UnionPay network cards in Singapore, there is no need to pay currency conversion fees, and there is no need to purchase foreign exchange when returning to China to repay in RMB.
What is the difference between credit card UnionPay and visa?
UnionPay is a bank card organization in China. We can rely on UnionPay to withdraw money across domestic banks and spend money at any merchant. Some foreign countries support UnionPay withdrawals and consumption, such as Singapore, New Zealand, etc.
VISA is one of the two largest credit card organizations in the world. Its role is equivalent to UnionPay, but its scope of use covers the world. There are Visa merchants and cash machines everywhere. When we go abroad, we can usually use VISA in places where UnionPay is not available.
The difference lies in the different bank card issuing organizations. The pros and cons of using it are: there are many POS and ATMs in China that support UnionPay, and many in Europe that support VISA.
How can I use an international credit card abroad?
It is recommended that I help you recharge, credit card payment is very convenient
Which credit card is better for studying abroad
You cannot directly say which bank, such an answer will be rejected by Baidu.
Common international credit cards generally have two settlement accounts, a RMB account and a foreign currency account, so they are also called dual-currency credit cards. The foreign currency accounts of most dual-currency cards are US dollar accounts, and overseas transactions are mainly settled in US dollars through international organizations. There is also a type of international card that is a single-currency card, which has only one foreign currency account, that is, all transactions are settled in the corresponding foreign currency.
At present, Bank of China has the Great Wall International Euro Card, the Great Wall International Pound Card and the Bank of China JCB Japanese Yen Dual Currency Card, etc. It is one of the banks with relatively more foreign currency account choices. In addition to RMB-USD dual-currency cards, ICBC and CITIC Bank also have RMB-Hong Kong dollar credit cards, among which ICBC also has Euro international cards. It's up to you.