In fact, it is very convenient for Sina to borrow, and the process is simple. It won't happen to you. I hope I can help you.
1. The borrower submits the loan application materials to the bank;
2. Preliminary examination of the application materials submitted by the borrower;
3. The bank examines and approves the loan application that meets the loan conditions through preliminary examination and credit investigation;
4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;
5. The loan contract takes effect and the loan is issued;