1. Technology and security: Web3 wallets usually adopt unmanaged and decentralized technology, and users have higher control over their assets and privacy. Web3 wallet supports multi-chain and cross-chain technologies, and can realize asset exchange between different blockchain networks. In terms of security, Web3 wallet relies on cryptographic algorithms and multi-signature technology to protect user assets. PT wallet also adopts decentralized technology, which supports smart contracts and decentralized applications on polygonal networks. The security of PT wallet also depends on cryptographic algorithm and multi-signature technology. Because PT wallet focuses on polygonal network, it has advantages in compatibility and transaction speed.

2. User experience: There is little difference in user experience between Web3 wallet and PT wallet, and users need to set passwords or mnemonics to protect assets. However, because the Web3 wallet supports a variety of blockchain networks, users can exchange assets between different networks more easily. PT wallet focuses on polygonal network, and users' transaction and application experience on this network will be smoother.