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Huabei QR code collection limit

1. The Huabei scan code payment limit is because the national policy stipulates that starting from April 1, 2018, the daily limit for static barcodes is 500 yuan. On the evening of December 27, 2017, the central bank issued the "Barcode Payment Business Specifications (Trial)", which will be implemented from April 1, 2018. The new regulations will limit the barcode payment business of individual customers according to the level of risk prevention capabilities.

Risk prevention capabilities are divided into four levels: A, B, C, and D. The payment QR code posted by merchants in front of the stalls that everyone usually scans when shopping is a static barcode. The lowest risk prevention capability is D. class.

2. The new regulations clarify that using static barcodes, the cumulative transaction amount of a single bank account or all payment accounts of the same customer in a single day should not exceed 500 yuan. If individual customers require more barcode payment amounts, they can use methods including digital certificates or electronic signatures to verify the transactions. Steps for Alipay offline merchants to increase Huabei payment limit:

Step 1: First open Alipay on your mobile phone, then switch to the "My" option, and then click "Ant Huabei" below ”, as shown in the figure. Step 2: After entering the Huabei interface, you can see that a new Aihuabei has been added at the bottom. Click "Aihuabei" in the middle of the bottom to see the "Receive Huabei Boost Now" entrance. Click to enter. Get your Huabei credit immediately.

Step 3: Click “Go to withdraw” under “I want to withdraw” on the Ant Huabei page. Note that the event time is from February 22 to February 28, 2016.

Step 4: After clicking on the limit increase, Huabei's rated limit has been successfully increased by 1,000 yuan. Click "Confirm limit increase" to complete the free limit increase and confirm the limit increase.

Operating environment: mobile phone nave4e7.8.4 Alipay 12.1.9000

Reasons for static barcode limit:

1. Static barcodes are easily tampered with or altered. Carrying Trojans or viruses, its risk prevention capabilities are deemed to be Level D. At the same time, the technical implementation methods and business risks of barcode payment are unique compared with traditional bank card payment. Some market institutions also have problems such as disrupting the order of fair competition and failing to prevent payment risks in their business operations. If you want unlimited limits, you need to use a digital certificate or electronic visa plus fingerprint or password combination verification when scanning the QR code to pay. In this way, the single-day cumulative limit will be independently agreed upon by the payment institution and you through an agreement;

2 . If there is no digital certificate and electronic signature, and only a combination of password, SMS verification code or fingerprint is used for verification, the daily limit is 5,000 yuan; if only password, fingerprint or SMS are used, the daily limit is 5,000 yuan. One of the three methods is used for security verification, and the limit of single-day scan code payment is 1,000 yuan.