1. Am I responsible if someone asks me to sign for a loan?

If you sign for someone else’s loan, if something happens to that person in the future, the legal liability of the signer will depend on the specific circumstances:

1. If you sign as an agent, If there are legal agency procedures and the lender knows that he is an agent, the signer will not be legally responsible and the actual loanee shall be responsible for repaying the loan.

2. If you sign for someone else's loan without falling into the above situation, the signer will be the lender in the civil legal relationship and has the legal obligation to repay the loan. If the actual lender fails to repay the loan on time, the signer shall be responsible for repayment.

2. How to deal with loans defrauded of signatures

1. How to deal with loans defrauded of signatures

1. Those who have been defrauded of signature loans can apply to cancel the loan contract . The law stipulates that a civil legal actor who uses fraudulent means to cause the other party to perform a civil legal act against his true intention may apply to revoke the civil legal act.

2. Legal basis: Article 148 of the "People's Republic of China and Civil Code"

One party uses fraudulent means to cause the other party to act against its true intention For civil legal acts carried out, the party who was defrauded has the right to request the people for civil legal acts that limit the benefits obtained by the people

Article 145

or for his age, intelligence or mental health The corresponding civil legal acts shall be valid; other civil legal acts carried out shall be valid upon consent or ratification by the legal agent.

The counterparty shall ratify it within thirty days from the date of receipt of the notice. If the legal representative fails to make any representation, it shall be deemed as a refusal to ratify. Before a civil legal act is ratified, a bona fide counterparty has the right to revoke it. Cancellation shall be made by notification.

2. What evidence is needed for the crime of loan

The evidence required for the crime of loan is as follows:

1. Fabricating false reasons for introducing funds, projects, etc.;

2;

3. Using false certification documents;

4. Using false property rights certificates as guarantees or repeating guarantees exceeding the value of the collateral;

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5. Loans by other methods.

3. Do parties involved in bank loans have the right to see other signed documents?

All documents that require your own signature need to be reviewed and read carefully

4. Loan signature documents

You can find a notary agency in your current location. Just apply for a notarial certificate of full power of attorney!