Hello, first, take the initiative to negotiate with the bank that handles loans or credit cards. If the bank refuses to solve the problem or the parties demand compensation for the losses caused by bad credit records, they can also bring a lawsuit to the people's court.

"If the situation is true, banks will generally help solve it for their own reputation. When the prosecution collects evidence, the parties only need to go to the authoritative department for handwriting identification to prove that the signature on the loan contract is not signed by themselves. " Xu Yaokui said that he had received several consultations on similar situations, and the bank finally helped customers eliminate bad credit records.

If you are in doubt about your credit record, you can apply for an objection to the nearby People's Bank or a branch of the People's Bank at a higher level, or you can question the handling agencies and commercial banks involved in the objection information.

Hope to adopt, thank you.