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Is the loan contract valid only if Party B signs it?
Legal subjectivity:

Loan contracts with different signatures do not affect the validity of the contracts. As long as both parties sign or seal the contract, it has legal effect. Conditions for validity of loan contract: 1. Subject qualification of the parties to the contract; 2. Both parties have the same meaning; 3. The content is legal; The lender will give the loan to the borrower. Thus, even if the loan contract is signed by both parties and meets the above conditions, it is still valid.

Legal objectivity:

Article 143 of the Civil Law of People's Republic of China (PRC) is valid if a civil juristic act meets the following conditions: (1) The actor has corresponding capacity for civil conduct; (2) the meaning is true; (three) does not violate the mandatory provisions of laws and administrative regulations, and does not violate public order and good customs. Article 668 of the Civil Code of People's Republic of China (PRC) A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.