Credit card refueling of China Merchants Bank, Bank of Communications and Ping An Owner Card is more favorable:
1. Ping An Bank: If the monthly score reaches a certain requirement, you can enjoy a 28% discount on refueling, and 200 yuan's refueling consumption gets the highest credit.
2. Bank of Communications: If the consumption reaches a certain amount, you can enjoy a 15% discount on refueling, and you can enjoy a 5% refueling refund at the cooperative gas station every Friday.
3. China Merchants Bank: Meet certain requirements at the designated Sinopec gas station, and cash back 5% every Friday and 3% at ordinary times.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
main feature
1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
4. Credit cards can reduce the use of cash and currency;
5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
6. Credit cards can simplify the collection procedures and save social labor;
7. Credit cards can promote commodity sales and social needs.
Financial management strategy
1, control the number of credit cards, enough is enough.
Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.
2. Keep credit card vouchers
Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.
For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.
3. Reduce cash withdrawals
Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it is not cost-effective to use it or use it as a passbook.
Step 4 choose the right credit card
The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.
How to use a postal credit card when there is a discount for refueling?
There are the following preferential ways to use postal credit cards to refuel:
1 The user recharges at the designated gas station with the credit card of the Postal Savings Bank, and the recharged amount can enjoy the discount of 10%, and the cashback amount is generally recharged to the user's fuel card account at the end of the next month;
Users can enjoy a 10% discount when they go to the designated gas station of Sinopec on Saturday, Sunday and Friday, and the highest single discount is 500 yuan;
3 Refueling at Sinopec with the credit card of Postal Savings Bank, 100 minus 50. Once a week for each card.
1. Postal Savings Credit Card is an ordinary RMB credit card and a UnionPay standard card. It has all the functions and services of a UnionPay standard credit card and can be freely consumed at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow. According to statistics, by 20 10 to 10, China Postal Savings Bank had completely covered all cities, 2 100 counties, cities and major towns, and about 4,500 outlets across the country had started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to more than 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.
2. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding" with a blue-green background. "Ding"-Since ancient times, "Ding" has been regarded as an important weapon to spread the country and a symbol of the country and power. The word "Ding" in Chinese characters has also been given extended meanings, such as "distinguished", "distinguished" and "grand". This card takes "Ding" as the main design element, which embodies the connotation of sincerity and trustworthiness, and the service commitment of China Postal Savings Bank to "stand for you". Puka blue-green background color-incorporating green, healthy, convenient and fashionable life concept. Gold card with golden background-24K gold courtesy, showing distinguished life. Special shiny material-international advanced technology, showing the fashion and noble quality of cardholders.
3. In the process of product design, Postal Savings Bank made full use of the functions and characteristics of credit card products of other banks at present, and on the basis of closely combining the business development status of Postal Savings Bank, aimed at the actual demand of potential customers of Postal Savings Bank for credit cards, created an economical, practical and distinctive credit card product for customers. "Convenience", "Affordability" and "Safety" are the core values of postal savings credit cards.
What credit card has a strong refueling discount?
Minsheng Bank has the most favorable credit card price.
Specific bank credit card refueling offers are as follows:
1. MasterCard of China Merchants Bank: When you refuel at a designated gas station, you will generally get a subsidy of 3% of the refueling fee, and 5% on Friday, with a maximum monthly subsidy of 30 yuan.
2. Safe Car Owner Card: up to 8.8% discount, monthly subsidy to 80 yuan.
3. People's livelihood car owner card: monthly consumption 1500 yuan, 5% fuel subsidy, and the upper limit is 50 yuan.
4. Agricultural Bank of China Anbang Car Owner Card: If you buy telephone car insurance, you can get 6% fuel subsidy and the highest car insurance premium of 12%.
5. ICBC Peony Zhongyou Card: If you swipe your card to buy Anbang auto insurance, eligible designated gas stations can enjoy a 3% refueling subsidy, and the cumulative limit does not exceed 10% of the auto insurance premium.
6.CGB owner card: 5 times points or 1% cash back, with the highest 300 yuan.
7. Great Wall Automobile Card of Bank of China: the monthly integral transaction is over 1 1,000 yuan, and the cumulative refueling is over 1 1,000 yuan on Friday, Saturday and Sunday of that month, with no upper limit.
In this way, people's livelihood is the one who can enjoy the highest discount, and 500 yuan is the most in a month. Guangfa Car Owner's Card followed closely, with the highest in 300 yuan. Others are below 100 yuan, mostly between 30-50 yuan.
[Extended information]
1. China Merchants Bank Car Card
Car owners can enjoy a 30% discount. They can only recharge 1000 yuan every month, and they can enjoy preferential treatment for the excess. The preferential location is Sinopec gas station.
2. Guangfa Owner Card
There is no space limitation and time limitation, and the application range is wide. Cash rebate 1%.
3. ICBC China Petroleum Co-branded Card
You can only enjoy the discount of 1% if you refuel at a gas station; Please refer to the official description of ICBC for specific preferential policies.
4. Bank of Communications Peony Card
Space is limited, 15% discount. Meanwhile, Friday is a long-term discount. Cardholders can refuel at cooperative gas stations on Friday and enjoy a cash rebate of 5%, with a large discount.
5. CCB car card
Free car wash every week, points for gasoline, car insurance installment, free rescue, preferential car rental. 50,000 points, according to the integral multiple of 1 10,000 points, the part below 50,000 points can be exchanged for refueling fee according to the standard (2‰).
6. China CITIC Bank JEEP Celebrity Co-branded Card
3. Car maintenance hours are free. Give JEEP gifts by swiping your card within 30 days (choose one of the car key USB flash drive, seat cushion and mobile phone bracket), and exchange 100 card for fuel card every month.
So much for the introduction of credit card refueling.