The credit student loan application form of the student’s place of origin shall be stamped with one stamp from the village and one stamp from the town (the township or sub-district office’s review opinions must be stamped with the official seal).

Student loans in the student’s place of origin refer to the student loans issued by the China Development Bank to eligible freshmen and current students of ordinary colleges and universities whose families have financial difficulties. The purpose is to help students whose families have financial difficulties to pay for their studies in school. Tuition fees, accommodation fees and other expenses required during the study period.

Students from families with financial difficulties who are eligible for the loan refer to undergraduate and junior college students who cannot raise the funds they and their families can raise to pay for their basic study and living expenses during their studies at school. Student loans from the student's place of origin are credit loans, and no mortgage or guarantee is required when applying. The student and parents (or other legal guardians) are the same borrowers, and both parties bear the responsibility for repayment.

The policy of credit-based student loans issued by the country has been actively piloted in many provinces and cities across the country. Most cities have begun to implement credit-based student loans for students who apply for national student loans. You need to consult the local education administrative department for specific matters related to applying for a credit student loan in the student's place of origin.

If college students need to know more about the policies and information about student loans in their place of origin, they can log on to the China Development Bank student loan information website to learn more and apply for student loans.

Extended information:

Instructions for filling out the student loan application form for the student’s place of origin:

1. This form is for ordinary colleges and universities whose families have financial difficulties. Freshmen and current students should apply for a student loan application approval form from the China Development Bank in the county (city, district) where their household registration is before enrolling. Students applying for student loans must truthfully fill in the various information listed in the form.

2. The place of residence of the borrowing student should be the county (city, district); the borrower must be formally admitted to a general university or higher vocational school that has been recognized by the national education authorities at all levels, and obtain a true, Students with legal and valid admission notices; borrowers whose families are indeed from financially disadvantaged families must be honest and trustworthy, abide by laws and regulations, and have no records of violations of laws and disciplines.

3. ***The same borrowers mainly refer to the parents of the students who borrow the money. If the borrower is an orphan, the co-borrower shall be another legal guardian, or a natural person with full civil capacity who voluntarily assumes repayment responsibility with the student student.

4. Borrowing students should choose the loan application period based on the admission institution and the academic system of the major. The upper limit of the loan period is "years in school + 10 years", the longest cannot exceed 14 years, and the shortest cannot be less than 6 years.

5. Qualification review unit: Township (subdistrict office) review opinions must be stamped with the official seal.

Baidu Encyclopedia-Credit Student Loans

Baidu Encyclopedia-Student Loans

Baidu Encyclopedia-National Student Loans