Hello! Generally speaking, the signature of the applicant cannot be signed, and the insurance contract signed by the insurance salesman is generally invalid. According to China's Insurance Law, an insurance contract with death as the payment condition must be signed and approved by the insured himself before it can take effect.

In short, remind consumers that for the insured and the insured, in order to avoid unnecessary disputes, we must pay attention to signing face to face in order to confirm the contents of the contract face to face; On the other hand, it can effectively protect its own rights and interests and avoid unnecessary claims disputes.