E-mail inquiry. Generally speaking, if the auto insurance is successful, the insurance company will send the electronic auto insurance policy as an attachment to the e-mail reserved by the insured, so the owner can pay attention to it and check it in the e-mail;
official website, an insurance company, inquires, registers and logs in official website, an insurance company that buys auto insurance, clicks on the policy service, and after entering the policy inquiry, you can see the electronic policy;
you can inquire through the official WeChat official account of the insurance company. Generally, you can find the policy inquiry interface in the personal center. It is worth mentioning that the electronic insurance policies found in the e-mail box or the insurance company official website are actually downloaded directly to your mobile phone, and it will be more convenient to inquire later.
electronic insurance policy refers to the electronic insurance policy with electronic signature of insurance company issued by insurance company for customers with the help of digital signature software and enterprise digital certificate following PKI system.
an insurance policy is referred to as an insurance policy for short, and it is a formal written proof that the insurer and the insured have concluded an insurance contract. The insurance policy must fully record the rights, obligations and responsibilities of both parties to the insurance contract. The contents recorded in the insurance policy are the basis for the performance of both parties to the contract. An insurance policy is a proof of the establishment of an insurance contract.
the contents of the electronic insurance policy mainly include: the insured information of the insured; Policy number; Effective date of insurance policy; Insurance amount, policy terms, etc.
according to China's insurance law, the establishment of an insurance contract does not depend on the issuance of an insurance policy. As long as the insured and the insurer reach an agreement on the terms of the contract, the insurance contract will be established. Even if the insurance policy has not been issued, the insurer should be liable for compensation. Unless the parties to an insurance contract stipulate in the contract that the insurance policy is the effective condition of the contract.
Insurance policies are generally paper documents, but with the development of Internet insurance e-commerce, electronic insurance policies begin to appear. Electronic insurance policies have no paper documents, but only a policy number, which can be queried on the websites of insurance companies or insured insurance e-commerce.
compared with the traditional paper insurance policy, the electronic insurance policy saves the cost of paper printing and delivery.
the availability of electronic insurance policies is an important criterion to measure the development level of insurance e-commerce. On April 1, 25, when the Electronic Signature Law was officially implemented, PICC P&C signed the first electronic insurance policy in China.
The electronic insurance policy launched by PICC E-commerce adopts the international leading electronic signature technology, which fully guarantees the non-tampering and non-repudiation of the electronic insurance policy. Customers can purchase products online, pay premiums and get electronic insurance policies by logging on to the company's website (e-picc).
The emergence of electronic insurance policies has greatly facilitated consumers' purchase. In developed countries, the process of signing an electronic insurance contract (insurance) is extremely simple. People who want to buy insurance can log on to the website that provides insurance services at any time (24 hours a day), and after consultation, comparison and selection, determine the insurance type, payment method and payment period, determine the beneficiary, and send an email to the insurance company.
after the underwriting personnel of the insurance company have passed the computer underwriting (except those who need to have a physical examination), the insured can immediately pay the first premium through online e-banking, the insurance company issues an electronic policy, and the insured can print out the formal policy on the established printer, and the insurance process is over.