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How to check the electronic motor vehicle insurance policy yourself

After purchasing car insurance, you can check the electronic policy through the following methods: the notification text message after the insurance is successful will have the download address, the insurance company’s official website service center, the insurance company’s official APP, the insurance company’s official WeChat account or You can check at the insurance company counter.

Take Ping An Insurance as an example. The steps for self-inquiry of motor vehicle electronic insurance policies are as follows:

Operating environment:

Brand model: iPhone13

System version: iOS15.3

App version: 2.0.4

The first step is to search the APP directly in the mobile application market, click download and install and register; the second step is to open APP, in the category options below, find My in the lower right corner, click to enter the My interface; the third step, in the My interface, we can see my vehicle, insurance policy, etc. At this time, the policy is not visible when it is opened. policy status. We need to add vehicle information; in the fourth step, click My Vehicle to add vehicle information and fill in the form in order. If you are unclear, you can check the driving license, which has all the information about the vehicle. After filling in the information, submit it and the display is completed; the fifth step is to return to the My interface. At this time, click My Policy and you can see the policy information. All purchased policies will be displayed here, including those currently in use. Those purchased before, those that have been purchased but have not been activated, include commercial insurance, compulsory traffic insurance, accident insurance, etc.; in the sixth step, if we want to know the specific insurance situation, we can directly click on the electronic policy of the corresponding insurance type to see it. Detailed purchase information can also be shared via WeChat or downloaded.

Electronic insurance policies refer to electronic insurance policies with the electronic signature of the insurance company issued to customers by insurance companies with the help of digital signature software and enterprise digital certificates that comply with the PKI system. An insurance policy is referred to as a policy, which is the formal written proof that the insurer and the insured have entered into an insurance contract.

Electronic policies have the same legal effect as paper policies. If you choose to only receive electronic policies, you can also call the insurance company’s customer service number to check the authenticity. The official website can identify the authenticity of electronic policies: You only need to load the PDF version of the electronic policy, and the system can identify the authenticity. The whole process only takes a few minutes. If you have any objections to the insurance policy for purchasing a vehicle, you can check it on the official website of each insurance company.