There are many marketing methods of credit business, such as online publicity (sending friends circle, Weibo, space, etc.). If necessary, I will definitely find you through these advertisements.

The ways of network publicity are: 1. Publicity in various industry groups and other network contact methods. 2. Network fellow villagers and fellow villagers get together, and the real estate speculators in the development zone. 3. Search friends near QQ and send messages for publicity. 4. Follow-up post: sign your own name. 5. WeChat drift bottle promotion, etc. The second kind is advertising, such as advertising on community bulletin boards, setting up consultation points (stations) in the community, communicating with shopkeepers and issuing them on their behalf. The third is to be a stranger, sweeping shops, shopping malls, wholesale markets, industrial parks and other places to be strangers. There are many marketing methods, so you can find the one that suits you best. Find a professional mobile phone number, and all the marketing methods mentioned above can be found. For example, if you are suitable for sweeping stores, there are many telephones on the facade, or there are many merchant numbers on the take-out of the US group. These can be found by some means, as long as you want, nothing is impossible. I am a telemarketer. Where should customers find it?

Hello, I'm Benny, founder of Wings Class, taking Shenzhen as an example:

1, yellow pages.

There are many yellow pages in general companies, such as Shenzhen Yellow Pages. All of us can find our original target customers according to the above classification. Now there are many professional industry yellow pages in Shenzhen, such as home appliances yellow pages and toys yellow pages. Salespeople had better find such yellow pages to collect first-hand information. These yellow pages are generally available in large libraries. You can take a notebook and copy it there.

2. Browse the job advertisements.

Just like in Shenzhen, Shenzhen Special Zone Daily has a large number of job advertisements, and Southern Metropolis Daily has job advertisements every Monday. All of us can get the customers we want by reading the job advertisements. We can also go to the nearby job market. The general recruitment market will post the name of the recruiting unit and the type of job to be recruited at the door every day. We can finally analyze what he does by the type of job he recruits, so as to find the customer we want. Also, we can visit some big industrial areas. Now almost all the factories are hiring people, and we can finally find them through the job advertisements at their doorsteps. We can also look at online recruitment websites, such as Zhuo Bo Recruitment Network.

3. Network search.

We can all search by keywords, such as entering the product name we are looking for in Baidu, and we can find many customers. We can finally rely on professional websites to find customers, such as Alibaba, HC and so on. So we can find a list of many customers. And you can also find the boss's mobile phone number and boss's name.

4. Go to the streets to find customers.

When we go shopping, I usually go to the appliance store. They are all packaged, or have the name of the brand and company. We can record them and go back to the internet to find them. We can finally judge the operation of a customer by the sales of products in the mall. This also reflects one of his economic strengths.

5. Develop customers by introducing social networks to each other.

We should pay attention to the era of enjoying resources when doing business in the future. For example, you make wires, I make plugs, and he makes resistors. We are also customers of audio. If we can share resources and introduce good customers to each other, it will be very easy and worry-free to enter a customer. And because our customers are looking at each other, the risk will be much lower if the customers have any trouble.

Third, how to be a good credit account manager?

Question 1: Hello, manager, loan is a serious matter. If you want to be recognized by customers, you have to practice from your own ability. A practical and reliable loan officer.

1, correctly understood

First of all, it must be valuable to customers. A client will never contradict a friend who is kind to him. We just need a normal heart.

Have basic confidence when chatting with customers. I believe that as long as we can show our value to customers, what we need is initiative and enthusiasm, so that customers can quickly recognize our value.

2. Three originals

(1) The principle of telling everything.

Sweeping the streets basically faces unfamiliar customers, and the familiarity of customers with you is the basis of the transaction, so the purpose of your chat is to get acquainted. You have to talk about the intense atmosphere that all kinds of customers are interested in. What can shorten the distance with customers will make them interested in listening to what you say next.

(2) Must speak the original text.

Sweeping the streets and chatting can't just be a casual and seemingly boring communication with customers, but you must mention some core information that can reflect your value, such as what you do, what you can do for customers, and why you should be chosen.

(3)

We provide serious financial services to our customers, and it is very important to give them a reliable and steady impression, so let them feel me in the chat.

For example, it is taboo for any customer to express some emotions of loan officers and comment on colleagues and companies on a daily basis.

I hope I can help you and wish you a happy life! ! !

Question 2: How to be a good credit account manager under the new economic normal? We should try every marketing method and find a method that suits us.

Question 3: How to effectively recruit credit account managers? There are many customers who are willing to do it. There is an honest man who has several years of credit experience but few resources and is new.

Question 4: As a condition for customers to apply for loan business:

1, people of natural age;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information and no bad records;

5. Other conditions stipulated by the bank.

Is the manager easy to do? It's not easy to do at present. If he is white, he is basically dead. The country is currently undergoing rectification, which is not easy to do.

Question 6: How to become an excellent credit account manager 1, with certain knowledge: financial accounting knowledge, economic and financial knowledge, laws and regulations knowledge, management and marketing knowledge, etc. 2, study, study the credit system documents, learn the experience of others, learn typical credit cases, and learn marketing skills; 3. Be brave in practice and do more practical things: do more credit declaration schemes and materials, collect and analyze customer credit information and materials, operate various credit management processes and systems, communicate with customers and market different kinds of customers.

Question 7: How to do a good job in the bank's microfinance account manager said

It is very important to be able to do things and be a man. Tell me about the above.

1, follow the right person. Business is not as good as connections, and connections are not as good as blood. Blood is just the cow force of Aisingiorro Nian Gengyao, which was given by Grandpa Four. What does it mean to be with the right person? That is to say, the students who are both graduates of Huang G Military Academy are quite different from those who follow Jiang and Mao. What we often see in the bank is a line, or the leader of a branch is promoted for the second time. This is the most important passage, and no blood can rise. All units have had good experiences and bad experiences. It is always good to be a leader.

2. Pay attention to the financial statements. If the analysis of financial statements does not reach a certain level, it is not worthy to say that the financial statements of small and micro enterprises are not important. Unless you take out a loan to sell buns on the street, it's a mom-and-pop shop, and you don't have to look at the bill. Anyone who employs several people must have an account, otherwise the boss will open it for others, and what records will be used to record who owes who and who lends. There is really no account, whether it is a loan or not. Of course, there is no formal statement for small and micro enterprises, or the subject is not standardized. It doesn't matter. It is important that they can read and understand.

3. Pay attention to collateral. In case of risk, collateral is your only grasp. The best collateral is a house. Without a house, you are nothing in front of Lao Lai. If you have no money, you have to stop eating. Relevant interview procedures must be implemented and implemented. In other words, seniors usually call you friends with clients. It should be noted here that it is the elder brothers who pay back the money, but the enemies who don't.

4. Pay attention to borrowing. Except for special industries, normal enterprises have no own funds to repay loans. People who repay their loans with their own money either borrow more, which is called excessive credit or lie. Of course, luck is not ruled out. It just flows back and the loan expires. This situation is relatively rare. Think about it, from borrowing, to purchasing, to production, to receivable, to recovery, how can an enterprise just catch up with the loan due funds? Therefore, it is the most important to contact customers to transfer funds to loans, and there is no one. Don't believe what customers say is infallible. Customers always want to show their brightest side to banks, but the reality is often cruel. If the friendship is reached, ask the customer who borrowed the money and what the interest rate is. In case the funds fail, a second-hand plan is needed.

5. Pay attention to your business image. Don't give the approval a feeling that you only know how to make money and don't know the risks. You should know more about your customers and analyze them more, so that you can keep your word in order. Don't say collateral, just mention in three sentences that this is the household introduced by the leader. Always remember that the project you report is behind your own reputation. If there is any problem, no leader will stand up for you. The account manager is always the first person in charge of the project, and everyone may run away because of the loss of funds, and the account manager can't run away. Compliance inspection is only the responsibility of the account manager.

6. Pay attention to documentation and compliance. At present, the actual risk of loans is not much, so the basis for evaluating the quality of loans is only credit files. Standardizing documents and reports from content to format to binding is of great benefit to the image of account managers. In a sense, the account manager lives on that face.

Question 8: How to be a good bank account manager 1. Accurate target positioning;

According to the positioning of the banking market, determine the customers you serve. What industry is the marketing target, it requires the account manager to be familiar with the rules of the industry. Only by mastering the basic information of this industry can we find customers suitable for the development of banks and accumulate better customer resources. Set clear development goals for yourself, don't be greedy. Only by becoming an "expert" in a certain industry can we get more customers.

Second, do your own performance well.

An excellent account manager must have more credit resources if he wants to expand his business. At present, the effective means to attract customers is mainly loans. Under the same conditions, you are required to strive for more loan indicators. With limited credit resources, time is the key to success. Doing the same business, some account managers spent two days, and some didn't finish it in a week, which widened the gap in business volume.

Third, improve work efficiency and quality.

For customers, the last thing they want to encounter is the delay and triviality of the account manager. At present, the market positioning for customers is very clear, mainly small and medium-sized enterprises. These customers are characterized by small scale and fast demand. It is often "when the rice is waiting for the pot." Who doesn't want a fast account manager when handling loan procedures? This requires our account managers to pay attention to work efficiency and quality. In the case of controllable risks, solving customers' difficulties as soon as possible will win customers' trust and customers' return to the bank will be higher.

Fourth, be the staff of enterprise operation.

For customers, maximizing economic benefits is always their concern. A successful account manager must solve problems for enterprises and market financial products suitable for enterprise development. Make customers trust you. Only in this way can customers feel at ease to handle business in our bank and improve our business performance.

Five, handle all aspects of the relationship.

It is to grasp the principle of being an account manager while serving well. There must be not only "temperature" but also "rules" in dealing with work. Only by adhering to principles and serving customers to the maximum can we win the greatest value in life.

Question 9: How to be a good account manager? Then, as an account manager of a bank, how should he accurately perform his duties and actively do a good job in customer marketing in today's market economy environment? This is a problem that needs our serious consideration. Through work practice and observation and analysis, the author puts forward the following immature ideas, and asks leaders and peers to give advice. Thinking 1: the responsibility and positioning of the account manager "account manager", as its name implies, is to manage customers. Customer is the main object of bank management and the core of account manager's work. Based on this concept, the bank has established an account manager system since its establishment in 2004 and has been implementing it ever since. At present, the main job of our account manager is basically to handle credit business, from pre-loan investigation to credit granting to borrowers, from loan issuance to post-loan management. On the surface, the work is orderly, the office and business hall are crowded, and the account manager is also seen in the fields and workshops. However, turn off the computer, close the ledger and ask yourself, how many customers do we really know? How many new customers have we marketed and how many old customers have we lost? Have we really fulfilled our responsibilities as account managers? As the marketing representative of the bank, the account manager is the bridge between the bank and the customer. All the work of the account manager is to provide customers with all-round, multi-functional, serialized and comprehensive financial services on the basis of in-depth understanding of customer needs, and continuously deepen the cooperation between the two sides. Marketing products on behalf of banks, providing full service to customers, vigorously developing high-quality new customers and increasing financial market share are the basic duties of account managers; It is an important responsibility of the account manager to continuously strengthen the existing customer relationship and maintain and serve the existing customers. Thinking 2: Working Status of Account Managers 20 10 In the first half of the year, Wuxi Branch of Agricultural Bank of China conducted a survey of its five branches with account managers. After investigation, it is found that the main work of account managers can be roughly divided into four parts: (1) handling credit business. Dealing with all kinds of credit business and credit-related business takes up more working time of account managers, especially those in township outlets with relatively many credit customers, who spend most of their time dealing with credit business and basically play the role of loan officers; (2) operating various systems. Operating various systems takes up about 15% to 20% of the daily working time of account managers on average; (3) Handling all kinds of report mails. At present, account managers not only have to analyze and process the financial statements submitted by customers, but also often count various internal summary statements, which consumes a lot of time; (4) Other matters. It mainly includes the annual credit rating, customer classification, credit evaluation, annual inspection of loan cards, etc., which restrict the work energy of account managers. After investigation and analysis, the following problems are found: (1) The phenomenon of "housekeeping" of account managers is prominent. In township outlets, especially those with more credit customers, background work takes up 70% to 80% of the account manager's time, and there is too little time to really expand customers; (2) The account manager has a heavy workload. Many account managers report that the workload is too heavy, and it is "common practice" not to rest at noon, to work overtime after work and to work overtime on weekends, so they have no time to take care of customer marketing and maintenance. Even when I go to the enterprise, I often collect reports and materials, and I will go back without saying a few words. In the long run, the feelings with customers will be unfamiliar, let alone expand new customers. The account manager didn't really go to the market and customers. Idea 3: Establish the "customer-centered" business philosophy and the premise of the "customer-centered" business philosophy, emphasizing that customers decide on services, business and management to promote services, and provide differentiated services for different customers according to their different needs and bank classification requirements. All the activities of the account manager should take meeting the needs of customers as the starting point and destination, and take it as their responsibility to provide customers with solutions and methods to solve problems. Whoever has good service, customers will feel that their value is high, and who will gain the trust of customers. At present, in our usual business development and maintenance process, there are not many people who can really provide quality services. We should fully realize that even if the marketing work is done well, the marketing effect will be greatly reduced and even the business development will be seriously hindered because the service quality can't keep up. Therefore, in the future work, we should pay close attention to service quality, improve service quality, and cultivate more high-quality customers and loyal customers. Win by service. Under the same conditions, approach and win customers earlier than competitors. Thinking 4: "All-round and integrated" marketing strategy is the key. "Marketing" is not "sales". We are not street vendors selling clothes. Our marketing goal is conditional ... >>

Question 10: I just learned to be a credit account manager. How can I develop my business to develop customers? The infinite extension of point A depends on the customer base. I'm doing a physical factory now. It is not easy to open the gap at first, but it will be easy to get started as long as it is made into a single later stage.