Second, the back of the credit card
1. The name of the issuing bank indicates the issuing bank to which the card belongs. At present, in addition to 17 national banks, regional banks and foreign banks also have the conditions for issuing cards.
2. The first six digits of the bank card number are the 2.BIN number (bank identification code).
The BIN number starts with UnionPay card 62, VISA card 4, MasterCard 5, JCB card 35 and American Express card 37.
3. Effective Date Effective date means month/year. If the cardholder fails to cancel the card before the expiration date, the bank will automatically issue a new card to the cardholder with the same card number.
4. Card level Card level is generally divided into four categories: Puka, Gold Card, Platinum Card and Diamond Card.
Puka: It's a basic payment product.
Gold card: It is a relatively high-end product in bank cards, and the basic color of the card surface is generally metallic yellow. Gold will be printed in the upper right corner of the card.
Platinum card: a high-end card with more value-added services than gold card. Common services include airport VIP lounge, golf service, road rescue, appointment registration, etc.
Diamond Card: It is the highest-level bank card, which can provide top-level value-added services for cardholders. For example, VIP boarding at the airport, upgrading of high-end hotel accommodation, free medical examination, personal butler and other distinguished services.
5. Flash Payment Logo Any card with this logo can be used on the machine with this logo.
6. Signature column The signature column on the back of the credit card must be indicated. The signature column is where the cardholder keeps his signature. When the card is stolen, if the transaction method set by the cardholder is "signature" and the signature on the signature strip is inconsistent with the signature on the purchase order, the cardholder can apply for recovery of losses. If the set transaction method is "signature+password" and the password is leaked, even if the signature does not match, the cardholder will bear the loss of misappropriation.
7. Customer Service Phone The customer service phone number of the bank to which the card belongs will be filled here, and the cardholder can call this number for business and related information consultation.