1. The company borrows money from the bank. The loan contract has been signed. Does the legal person need to sign when lending?

The normal procedure is that the borrower signs first and then the bank stamps its official seal and lends money< /p>

If the payment is entrusted, the signature usually requires the borrower to go to the counter to sign the account and hand over the loan information, such as the real estate certificate loan contract, etc. The strict approach is that after the handover, the borrower will be on the handover list Signature

2. Corporate loans require the signature of the legal representative before the company can borrow from the bank

Legal analysis: If a company needs to borrow from a bank, it does not have to require the signature of the legal representative, a seal is also acceptable. Is it OK? A signature is required. Whether the legal representative needs to sign in person depends on whether there is an agreement in the contract. If the contract does not clearly stipulate that a signature must be signed, a seal is also acceptable; if the contract does not clearly stipulate that the signature or seal of the legal representative is valid, it is also acceptable to have prior authorization from the legal representative and the signature of the authorized person.

Legal basis: "Company Law of the People's Republic of China"

Article 3 A company is an enterprise legal person, has independent legal person property, and enjoys legal person property rights. The entirety of the company's property is liable for the company's debts. The shareholders of a limited liability company shall bear liability to the company to the extent of their subscribed capital contribution; the shareholders of a joint stock company shall bear liability to the company to the extent of the shares they subscribe for.

Article 13 The legal representative of the company shall be the chairman, executive director or manager in accordance with the provisions of the company's articles of association, and shall be registered in accordance with the law. If the legal representative of the company changes, the change registration must be carried out.

3. Does a company’s loan from a bank require the signature of the legal representative?

Does a company’s loan from a bank require the signature of a legal representative? Whether a signature is required or whether the legal representative needs to sign in person depends on whether there is an agreement in the contract. If the contract does not clearly stipulate that a signature must be signed, a seal is also acceptable; if the contract does not clearly stipulate that the signature or seal of the legal representative is valid, it is also acceptable to have prior authorization from the legal representative and the signature of the authorized person.

4. Does a company’s loan from a bank require the signature of a legal representative?

The loan contract does not require the signature of shareholders. If the loan procedure involves a shareholders' meeting or board of directors resolution (see the articles of association), it will involve the signature of shareholders or directors.

In addition, private enterprise financing often involves major shareholders as guarantors