The huge waves of the years beat against the rocks of memory, breaking and breaking, making a mass of foam, ebbing and flowing, and abandoning the shells lying on the beach.

The sea is just around the corner, but I can't go back, so I have to savor the loneliness alone. Just as the flow of years stranded the 2-year-old boat, it was beautiful and youthful, and it was frozen into the light blue scenery in the depths of age.

In this boat, I sailed to the other side of a university ... A quiet and orderly university life has been going on for more than two months in my life, and I am busy between classrooms, canteens and libraries every month. When I am completely immersed in the ocean of knowledge, my heart is full of satisfaction and serenity; When I walk along the shady path of the campus, breathing the air belonging to the campus and being satisfied with the grass and trees on the campus, I often forget my poverty, and there are other "extraordinary" days in it. 2. composition experience of campus online loan

key points: first, explain the current situation of campus online loan development, then explain the reasons for the popularity of campus online loan, and finally discuss how students and schools can avoid such incidents.

Text:

With the hot internet finance, the online installment loan platform for college students has quietly become popular in the past two years, and has quickly attacked college campuses. It is understood that many college students will choose online loans to buy high-tech products such as mobile phones and computers in stages.

Due to the convenience of online shopping, a considerable number of college students' daily necessities come from online shopping. Due to the limited living expenses, everyone could not afford to buy bulk commodities. However, in the past two years, with the emergence of the online installment loan platform, some college students began to spend in advance and buy what they wanted through online loans.

The * * *-shaped online lending platform can consume and borrow money by stages without any guarantee, and it is obviously very attractive to cash-strapped college students.

Some college students love to keep up with the joneses, which leads to irrational consumption, inability to repay loans, and repayment by loans. I have received a dunning message from an online loan platform. The borrower is my student Lin, who registered my name and phone number as a contact person and sent the information to my mobile phone when dunning.

In the face of "campus loan", first of all, college students should be self-disciplined, master some necessary financial knowledge and learn to spend rationally. Of course, colleges and universities can also offer some financial courses to keep college students away from usury products, especially online lending platforms with particularly heavy penalties after default. 3. How to Treat College Students' Naked Loans 8 words

In the past, people who borrowed money were mainly social workers. Now, campus loans have also appeared in many university campuses, and many students have begun to borrow money to spend in advance.

In recent years, Internet lending platforms have targeted at college students, and gradually infiltrated the campus in the form of P2P lending platform, campus installment shopping platform and installment payment of e-commerce platform, and the quiet ivory tower has become the turf for peer-to-peer lending platform.

Online loans on campus are extremely harmful. It is suggested that college students try not to touch such things.

Don't think that campus loans are a good thing. Take other people's money and enjoy it in advance. In fact, there are still many traps. After statistical analysis of the actual situation of campus loans, financial analysts found that, contrary to the unobstructed loan, if you want to repay campus loans smoothly, you often have to peel off several layers of skin besides the principal and interest: in addition to the intermediary fees, handling fees, agency fees, and so on.

how much is the real interest of these online loans? Speaking out may scare many people. Financial analysts randomly selected 1 platforms to open campus loan business. Among these 1 platforms, the annual interest rate of loans ranged from 9.56% to 36.75%.

The following is the recent tragedy caused by online loans on campus:

In March this year, a college student in a university in Henan province obtained 6, yuan unsecured credit loans from different financial platforms through personal loans and loans with other students' identities, and finally committed suicide by jumping off a building because he was unable to repay them.

Xiaoli, the victim of "naked loan", initially borrowed 5 yuan from the peer-to-peer lending platform loan treasure, but was overwhelmed by the weekly interest of up to 3%, with a total debt of 55, yuan, and was forced to owe a "naked loan".

if you don't want to be the protagonist of these tragedies, try not to touch campus loans. 4. How to write a composition about the view of campus life

The sound of reading, the sound of singing and laughing, and the smiling faces appear on campus, which makes people intoxicated ...-Inscription

1(dao)

In the morning, I heard the sound of reading before I entered the campus. Listen carefully to the sound: some read aloud and some whisper. I also took out my English book and joined the team.

2(ruai)

After class was over, the students played happily on the playground, just like a flock of birds flying around happily. Some skipped rope, some jumped long and even played with eagles to catch chickens ... How happy! Although they are all Grade One students, the students still look like children. Relaxing will also make life colorful. I seem to be very happy when I see them playing, and I am intoxicated by them.

3(mi)

During the break, there will inevitably be some friction and collision between students. Once, I saw this scene. One student accidentally bumped into another student, that one. I didn't mean to! " The classmate who was hit didn't swear, but smiled and waved and said, "It doesn't matter!" Say that finish, the two of them smiled at each other and went back to their own class. What a small thing, but it reflected the friendship between the students. I was intoxicated by this friendly atmosphere again.

4(fa)

In class, the students answered questions very actively. No, the teacher just asked a question, and the students were all scrambling to raise their hands to answer it.

5(sao)

When Teacher's Day arrived, all the students took all kinds of gifts to congratulate the teacher. But the teacher said, "These gifts are not the best, only good grades can make the teacher more gratified!" So, the students will do well in the exam to repay the teacher. At this time, there will be a bright smile on the teacher's face. What an intoxicating smile!

Campus, where we grow up and study happily. I love campus!

Campus, you make me intoxicated, I love you! 5. The hazards of 1-word campus loans will be realized in the class meeting

Hello, the risks of peer-to-peer lending network: First, the lack of necessary risk control awareness and mechanism.

most online loan platforms on campus advertise themselves as "1 minute for application, 1 minutes for review, as soon as 1 day for loan, for mortgage and for guarantee". The threshold for loan application is low, and the procedures are very simple, even without the need for the lender to handle it in person. Second, there is a lack of regulatory subjects and necessary supervision.

Campus online loan belongs to internet finance, but at present, China implements separate supervision of finance, and some places have not done enough supervision of internet finance. Although it is known that many college students do not have the ability to pay, some online credit institutions develop them as a "cash cow" customer base, and students borrow and consume irrationally.

thirdly, it lacks necessary financial knowledge and correct consumption concept. According to some previous reports, campus network loans are rarely used for college students' innovation and entrepreneurship, and more are used for personal consumption, especially for relatively expensive electronic products such as mobile phones and computers.

because many college students lack basic financial knowledge, they don't know the calculation method and amount of loan interest, liquidated damages, late fees and other fees, and they are very likely to be burdened with heavy debts due to online loans, or even fall into a series of debts of "robbing Peter to pay Paul", and eventually their parents will have to bear the burden, or lead to other bitter consequences. Class: 145343 Student: Liu Yujun Fan Wener: Clean Campus Theme Class Meeting Summary "Clean Campus" Theme Class Meeting Summary China culture is profound and has a long history. Integrity is an important part of China traditional culture. As a descendant of the Dragon, I have the responsibility to continue to pass it on. Therefore, our class responded to the call of the Youth League Committee of the College to carry out this clean campus theme class meeting.

The class meeting was very successful. The students spoke actively, and the activity atmosphere was lively. Everyone spoke their minds and really had an ideological and moral lesson. Below I will make a summary of this class meeting.

On October 17th, 213, the class meeting was held in B-44, Tianyou Building. The form of class meeting is accompanied by ppt display, which drives everyone to discuss the culture of honesty.

this ppt was carefully produced by the organizing Committee members after receiving instructions from the Communist Youth League Secretary. Ppt started with the train shuttle pictures with the characteristics of our college, and was introduced by Yu Qian's poem "Poetry of Lime" in the first Ming Dynasty. Taking Zhou Enlai's incorruptibility as an example, we discussed incorruptibility.

His image shines through history and is deeply rooted in people's hearts. His story is famous in history and enduring! Yes, no matter how history develops and the times change, respecting honesty and honoring honesty is always the call of the times! Diligence and honesty will always be the main theme of the times! The ppt shows some discordant notes. In the case of Hu Changqing, "A levee of a thousand miles was destroyed by an ant nest", a major anti-corruption case surfaced, and corrupt officials fell off the horse. These discordant notes have repeatedly sounded the alarm for us to fight corruption and promote honesty, and the form is grim.

Next, we give an introduction to the official definition of incorruptibility, and make an introduction on how to be incorruptible for college students: 1. Innovation; 2. Diligence; 3. Determination; 4. Integrity and law-abiding; 5. Establishing a correct world outlook, and so on. Later, I introduced "A Ballad of Incorruptibility" and Zheng Banqiao's poems, which made the class meeting atmosphere reach * * *.

Next, the Communist Youth League Secretary will learn from the school and put forward a clean initiative for everyone: to be honest, to walk with integrity, to study tirelessly, not to cheat in exams, not to default on loans, not to waste life, and not to violate discipline in words and deeds. Students also actively expressed their willingness to take the integrity test in the next exam.

with the initiative of the communist youth league secretary, this class meeting has come to an end, but "clean campus" is a long-term and unremitting work, full of long-term, arduous and complex, and our class will accept this activity with satisfaction. 6. Help me write a 2-word composition on "school bullying Incident+Views"

Campus is a paradise for us to learn and a cradle for our growth. We are eager to study happily and grow up healthily in a harmonious and safe campus environment.

However, there are often discordant notes on campus. Perhaps because of a misunderstanding, some people have added bad words; Maybe because of an unintentional mistake, someone raised his fist ...

Today, I watched a very educational film-Violence on Campus, which told us how to protect ourselves from others in real life. Campus Violence tells the story of a boy named Xiangxiang. One day, my mother called Xiangxiang out for dinner for a long time, but she didn't see him come out. When she entered the room, she found Xiangxiang vomiting on the ground. Mother rushed him to the hospital, and the doctor said, "Xiangxiang is suffering from overeating." Mom felt very strange. After her mother kept asking, Xiangxiang had to tell her family the truth about her extortion. It turned out that Xiangxiang was blackmailed by his senior classmates and gave them money every day, and more and more every time. Every time Xiangxiang gave them money, they went home and ate like crazy, afraid to tell their parents and teachers, which caused today's consequences. 7. an essay: understanding of the school

the campus and classes are my home. If you want to grow and study in a good environment. We should take good care of everything there, and we should love our home-class and beautify our home-campus.

As a pupil in the new era, we should correctly establish our own outlook on life and values. First of all, we should be an excellent young pioneer and abide by the rules and regulations of the school. At home, we should be

sensible and obedient children. In school, we should obey the teacher's arrangement and do things seriously according to the school rules. For example, you must get off the bus when entering or leaving the school gate, wear a red scarf and sign before entering the school gate, and don't

wear slippers to enter the school. We must have the idea that "class school is my home".

As primary school students, we should cherish every grass and tree in our school and don't destroy them. Because they are also alive, and they have made their own contributions to mankind. It can also absorb carbon dioxide and release

fresh oxygen; It can also beautify the environment and decorate nature; Make us live in this beautiful environment every day; It can also be made into furniture, all of which are of great help to us. Our school is being built.

Now it is very beautiful. If we destroy the flowers and plants E799BE5BAA6E59B9EE7AD 943133363393131 trees there, won't all their efforts be wasted? What we students should do is to take care of them, and also call on all people to take care of flowers and trees.

The campus is my home, and that class is also my home. We should also cherish everything in the class and protect the environment of the classroom. We can't scribble on the walls, desks and chairs, making them ugly and dirty. Such a learning environment is not what everyone wants. If we protect their original cleanliness and beauty, it will definitely give people a different feeling.

The school is establishing a provincial high-quality school. As long as we in Qi Xin work together and actively cooperate, I believe that the establishment will be successfully completed.