Supplementary answer: Your assumption is valid; In fact, this kind of thing has happened, so be careful; If you don't feel at ease, you can call the hotline of Bank of Communications to find out if there is a credit card application under your name, and report your ID number. You can not apply.

In this way, I will definitely apply for a bank of communications credit card in your name;

But I'm not sure if I can do it; When the Bank of Communications calls to verify your personal information, you can refuse them.

Generally, people who set up stalls to handle cards are less likely to mess around; They just have one more piece of information and one more indicator; However, after LZ, you should be careful not to give your ID card to others unless you have to, and don't be embarrassed. If something really goes wrong, it will be more troublesome.