Legal analysis: 1, the insurance company reported the case. If we encounter some auto insurance fraud in our life, we can report it to the insurance company first, call the customer service phone of the insurance company or report it anonymously. After receiving such a report, the insurance company will definitely investigate and deal with it as soon as possible. 2. Report to China Banking Regulatory Commission. In addition, you can also report directly to the China Banking Regulatory Commission and call the consumer complaint hotline 12378. In view of consumers' fraudulent insurance behavior, China has built a four-in-one insurance anti-fraud work system of "government-led, law enforcement linkage, company-led, and industry cooperation".

Legal basis: Article 198 of the Criminal Law of People's Republic of China (PRC) commits insurance fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan or his property shall be confiscated: (1) The applicant intentionally fabricates the subject matter of insurance to defraud the insurance money;

(2) The applicant, the insured or the beneficiary fabricates false reasons or exaggerates the loss of the insured accident to defraud the insurance money.

(3) The applicant, the insured or the beneficiary fabricates an insurance accident that has never happened to defraud the insurance money.