How to write the loan voucher?

First, how to write an effective IOU

1, indicate the title and write "IOU" in the middle;

2. Text content:

First of all, it should include borrowers and lenders and their respective ID numbers;

Secondly, indicate the loan amount and currency, and whether there is interest;

Then you can show the purpose and purpose of borrowing money;

Then agree on the repayment period, and if it is overdue, whether there is a penalty;

These are the key elements of IOUs, so pay attention to writing them clearly. It can be summarized in one sentence or written separately in branches.

If Zhang San (ID number * * *) borrows RMB 5,000 from Li Si (ID number * * *) to buy a camera, it is agreed to return it in full on March 1 day, 2022, without interest. If it is overdue, the Borrower shall bear the liquidated damages of 500 yuan.

3. Signature of signature

In the lower right corner of the text, the first line writes the borrower, the second line writes the lender, each with its own autograph and handprint, corresponding to the signature position, and the third line writes the date and date of loan.

The above is about how to write IOUs. There is no uniform template, as long as the content elements are complete and the meaning is clear.

Two. The information contained in the loan slip is as follows:

1. Basic information about the lenders, borrowers and guarantors;

2. Loan information and use:

3. The loan amount;

4. Term of loan;

5. Loan interest rate and interest;

6. liquidated damages for failure to repay on time.

7. Guarantor confirmation terms:

8. Scope and duration of guarantee.

9. The borrower and guarantor sign for confirmation;

10. Time for issuing IOUs.

Three. An iou is a loan certificate.

An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed a debt to the creditor, and the amount is indicated on the IOU. An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed a debt to the creditor, and the amount is indicated on the IOU. An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou.

Refers to the bill written to the other party when borrowing personal or public cash or goods, that is, IOUs.

After the money and goods are returned, the bill is revoked or torn by the bill holder. This is a document. Usually used in daily life and business management.

From a legal point of view, an IOU is a written document showing the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor a debt with the amount indicated in the IOU.

Among the assets, the increase is writing and borrowing, and the decrease is borrowing. In debt, increase loans and reduce loans. Debit reflection of assets increases, credit reflection decreases, credit reflection of liabilities and equity accounts increases and debit reflection decreases.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 470 The contents of a contract shall be agreed upon by the parties, and generally include the following clauses:

(1) The name and domicile of the party concerned;

(2) Subject matter;

(3) quantity;

(4) quality;

(5) Price or remuneration;

(6) Time limit, place and method of performance;

(7) Liability for breach of contract;

(8) Methods for resolving disputes.

The parties may conclude a contract by referring to the model texts of various contracts.