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How to use micro-flash loan?
Hello! Excuse me, how to use the micro-flash sticker of Weizhong Bank?

Click on the micro-public enterprise AMPAPP to enter its page. According to the contract signed by AMPAPP, a micro-public enterprise, the funds arrived. At this time, you can apply by entering the official account of WeChat Bank's corporate finance WeChat and signing a contract with the micro-flash post for a discount.

Users with high credit discount only need to paste the application on the micro flash, and the approval is quick and convenient, which will solve the financing problems of most small and micro enterprises and provide capital needs.

1. What's the micro flash posting quota?

Micro Flash Post is an electronic bank acceptance bill discount service officially launched by Weizhong Bank. Moreover, the time for applying for micro-flash is not limited, and even at the end of the month, you can apply for micro-flash.

2. Is Weizhong Bank Micro Flash Sticker a loan?

Micro-flash stickers of Weizhong Bank are different from loans, so micro-flash stickers of Weizhong Bank are not loans, but they belong to one of the financing categories, and micro-flash stickers can help small and medium-sized enterprises alleviate the liquidity pressure of funds.

3. What is the amount of micro flash posting?

Micro Flash Post is an electronic bank acceptance bill discount service officially launched by Weizhong Bank. Moreover, the time for applying for micro-flash is not limited, and even at the end of the month, you can apply for micro-flash.

4. Is Weizhong Bank Micro Flash Sticker a loan?

Micro-flash stickers of Weizhong Bank are different from loans, so micro-flash stickers of Weizhong Bank are not loans, but they belong to one of the financing categories, and micro-flash stickers can help small and medium-sized enterprises alleviate the liquidity pressure of funds.

5. What's the amount of micro flash posting?

Micro Flash Post is an electronic bank acceptance bill discount service officially launched by Weizhong Bank. Moreover, the time for applying for micro-flash is not limited, and even at the end of the month, you can apply for micro-flash.

6. Is Weizhong Bank Micro Flash Sticker a loan?

Micro-flash stickers of Weizhong Bank are different from loans, so micro-flash stickers of Weizhong Bank are not loans, but they belong to one of the financing categories, and micro-flash stickers can help small and medium-sized enterprises alleviate the liquidity pressure of funds.

Operating environment: AMPAPP version 2 of Weizhong Enterprise.11.0.

The above is the micro flash of Weizhong Bank and related contents.

Can I use 20 million micro flash stickers?

You can't. Tx only

Can't withdraw cash. Micro Flash Sticker is a bill discount service launched by Weizhong Bank. The amount of bank acceptance bills and bills can be applied for 1 yuan to 5 million yuan. The so-called micro-card amount refers to the amount that the system can give discounts according to the invoice amount after the user submits the invoice. Therefore, in order to increase the micro-flash limit, it is necessary to increase the bill limit. There is no time limit for applying for micro-flash payment, even after the end of the month. :

The characteristics of micro-flash stickers are: there is no need to open an account when the funds arrive, there are some dedicated receipts and some lightning signs.

① How to use the bank micro-flash sticker. In the first step, the enterprise branch signed a contract through the micro-public enterprise AipuApp. After posting, the funds immediately arrived, entered the official account of corporate finance WeChat of WeChat Bank, and signed a contract with the micro-flash post. Step 2: When a better user gets a discount from the micro-flash sticker, let the micro-flash sticker apply in always online, and the approval is timely, which greatly reduces the user's operation. When there is a better user to discount from the micro-flash sticker, as long as the micro-flash sticker is applied in always online and the approval is timely, the user's operation will be greatly reduced.

(2) WeChat flash payment for cash withdrawal: Due to the approval of WeChat flash payment, the amount can be easily withdrawn. You first enter the official account of the lightning loan WeChat and enter your account number; Then, after entering your account, find the loan at the quota and click the loan; You enter the loan interface again, where you need to fill in the loan amount (the amount is within the limit); Finally, after completing the form, click on the loan, select the quick loan and bind it to your bank account. After success, the platform will transfer your loan to the bank account.

(3) What conditions are needed. Loans Generally speaking, to apply for a personal loan, you need to meet the following conditions:

A. China citizens with fixed residence, permanent residence or valid residence certificate at the place where the loan bank is located, under the age of 65 (inclusive) and with full capacity for civil conduct;

B. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

C. It has a good credit record and repayment willingness, and has no bad credit record;

D being able to provide legal, effective and reliable guarantee recognized by the bank;

E. There is a clear purpose of the loan, and the purpose of the loan complies with relevant regulations;

F. other conditions stipulated by the bank.

Operation mode: vivos6 wechat 8.0. 1 1.

How to use micro flash loan

The business owner only needs to complete the personal and corporate identity authentication, and can sign the contract after passing the real-name authentication of AMPAPP of Weizhong Enterprise, so that the discounted funds can arrive in the account immediately, and enter the official WeChat account of Weizhong Bank's corporate finance and micro-flash payment to sign the contract.

Operating environment: apple 12 ios 14 weizhong bank 6.0.0.

A bank acceptance bill is a negotiable instrument with the bank as the acceptor. Acceptance refers to the act of the acceptor unconditionally paying the amount of the bill to the payee on the maturity date of the bill. After the drawee indicates the word acceptance on the bill and signs it, it confirms the payment responsibility for the bill and becomes the acceptor.

Introduction to the discount business of bank acceptance bills

When accepting the applicant, the acceptor gives the applicant a long-term credit commitment and assures any legal holder that if the balance of the applicant's deposit account does not reach the amount of the bill at maturity, the acceptor will be responsible for unconditional payment, and the bank acceptance of the bill will not exceed six months from the date of issue to the maturity date.

Commercial bills are divided into commercial acceptance bills and bank acceptance bills.

Bank's Acceptance Bill

Refers to a commercial bill issued by the payee and accepted by the drawee, or issued and accepted by the drawee.

discount of bank acceptance bills

It refers to a credit business in which the holder transfers the endorsement of the unexpired bank acceptance bill to the bank, and the bank pays the balance of the bill to the holder after deducting the discount interest at the discount rate.

There are obvious differences between the discount of silver tickets and general loans, which are mainly reflected in the following four points:

First, the relationship between borrowers and lenders is different.

In lending, the borrower and the lender are generally civil relations between the debtor and the creditor. However, the relationship between the two sides of the silver ticket discount is a bill relationship, which is bound by Bill Law.

Second, the right of recourse for repayment is different.

If the loan is not repaid at maturity, the general loan is mainly the right of recourse to the borrower and guarantor. However, the discount of silver tickets can be pursued from the acceptor and the applicant for discount, and also from the drawer, endorser and guarantor of bank acceptance bills.

Third, the way of collecting interest is different.

Generally speaking, the collection of loan interest is beneficial to repay the principal and settle the interest on a regular basis (such as quarterly). Their characteristics are that the loan is used first and the interest is paid later. However, interest must be deducted from the bank note when borrowing money. If the same interest rate is adopted, not only the income of the first deduction is higher than that of the later one, but also the interest can be collected in time without default.

Fourth, the liquidity of funds is different.

The discount period of bank bills is generally shorter than that of loans, which is convenient for the capital turnover of enterprises.

The calculation method of discount interest of silver ticket is as follows:

Discount interest is the interest paid by the applicant to the discount financial enterprise when the bill is discounted, which is calculated according to the bill amount, discount period and discount rate. Friendly reminder from China Bill Network: According to relevant regulations, the discount interest and paid discount amount of bills should be calculated according to the following formula: discount interest of silver bills = face value of bills × discount days × (monthly discount rate ÷30).

Discounted amount of paid silver ticket = face value of bill-discount interest.

Silver Ticket House enjoys a national platform, which allows you to publish, view and discount the information of draft for free. After the free release, many discount agencies or banks will contact you actively, and you can choose to compare partners to achieve the lowest interest rate and the fastest discount.