Xx bank:
I am a resident of Guanzhou Town along the Yangtze River and have been engaged in commercial activities for several years. Mainly engaged in cake shops, advertising, building materials, cement wholesale and retail, Heishui Mountain Wangdian quarry factory (joint venture) and other projects. The monthly income of this family is about 20000 yuan. Due to the urgent need for capital turnover, I am applying to your bank for a personal loan of RMB1200,000 yuan (one million two hundred thousand) with a term of five years. We also agree to mortgage a commercial house (private property) in the municipal center near National Highway 326 in Guanzhou Town, and agree that your bank can inquire personal information from other financial industries to understand personal credit status.
I follow the principle of honesty and credit, open a deposit repayment account in your bank, and guarantee to repay the principal and interest on time. At the same time, I accept all legal collection measures of your bank and voluntarily bear all consequences.
Loan applicant:
Loan guarantor:
date month year
Model application for personal loan II
loan application
Credit cooperative (branch):
Living at home with the loan applicant, ID number (household registration book) and loan certificate number. Now, due to the need of development and lack of self-owned funds, I hereby apply to your company for a loan of RMB for a period of months. Ensure that the loan is repaid on time and used according to the purpose. Please give a solution according to my credit situation.
Applicant (signature):
date month year
Question 2: Personal loan application form and credit application form: The more services the loan provides, the more detailed it is. You will get flexible and diverse personal financial services and a rich portfolio of services and products.
For any questions about the loan, please refer to "Great Support Exhibition".
Divided by the loan term
1. Short-term loan. Refers to the loan with a loan term of 1 year (inclusive).
2. Medium and long-term loans. Medium-term loans refer to loans with a loan term of more than 1 year (excluding 1 year) and less than 5 years (including 5 years).
Long-term loans refer to loans with a loan term of more than 5 years (excluding 5 years). RMB medium and long-term loans include fixed assets loans and special loans.
Through the above, you should have a deeper understanding of the loan and understand the related matters of handling the loan. I hope the key to the loan can open the door to more new houses belonging to you, me and him.
Question 3: How to write the contract of individual bank loan application for various loan applications? You can go to the online loan company to ask for a sample. I think it's better to know and compare in detail and find the one that suits you best. I visited a loan website, which seems to be called digital banking online. Everything is synchronized with the bank, regardless of interest, repayment method and term. It is also an online financial platform recognized by the China Banking Regulatory Commission. There are many products on loan, and the service industry is good. At the same time, as long as your information meets the requirements of the bank within 7 working days, you can put the style. They will not charge any extra fees in any name before the bank formally lends money to users (this is the biggest difference from ordinary private lending institutions). Personally, I think it's good. It's quite formal. I suggest you try. It may have the loan information you want.
Question 4: How to write a personal loan application to the company? loan application
I am from XX village, XX township, XX county, XX city, and live in. XX village, XX county, XX city. I am XX years old now. Engaged in XXXX industry. At present, due to the needs of production and operation, the working capital is XX million yuan, and there is still a gap of XX million yuan since self-financing. I hereby apply to XX for a loan of XX million yuan with the property right of XXX under the name of XXX as collateral, and hope to handle it.
I am here to convey
welcome
Applicant: XX
XXXX year x month x day
This is an application for a bank loan. I wonder if the labor security office and the bank are of the same nature. If it is a poverty alleviation organization, it is not necessary to say that it is used for working capital as I wrote above. If a bank is an enterprise or institution, it must be said to be working capital, because the state now controls the financial sector to issue fixed assets investment loans. As for collateral, it's the same. If the bank will definitely ask you for a mortgage, it will not be used for poverty alleviation. You should contact the other party first, after all, the initiative is in the hands of others, and borrowing money is not just a paper application.
Question 5: How to write an application for personal bank loan? There is an application form in the bank. Sign it. It generally includes the following contents: borrower profile, loan amount, loan currency, loan term, loan purpose, repayment source, repayment guarantee, payment plan, repayment plan, etc.
Question 6: How to write an individual application for a school loan? Relevant institutions will give it to you when you apply! So you don't have to worry! There are four main types of student loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan. Undergraduate students (including vocational college students), graduate students and students with second bachelor's degree who are in financial difficulties in full-time ordinary colleges and universities who apply for national student loans (1); (2) Having People's Republic of China (PRC) nationality and holding a People's Republic of China (PRC) identity card; (3) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians); (4) Honest and trustworthy, law-abiding, no illegal behavior; (5) study hard and be able to complete their studies normally; (6) Due to the family's financial difficulties, the income earned during the school period is not enough to pay the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies. The maximum loan amount per student per academic year is no more than 6000 yuan. Term of National Student Loan The repayment period of National Student Loan is 6 years, but different banks have different repayment requirements. Some banks have also relaxed the repayment time until after graduation, but some students are still unable to repay on time. Easy Loan China reminds students who have applied for national student loans that if they can't repay in time, their personal credit will be affected, which is a lifelong event. How to apply for a national student loan? Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once during their school days, and the bank issues national student loans by stages. Which universities have carried out the work of national student loans? Public full-time colleges and universities should actively implement the national student loan policy and jointly handle the national student loan for students from poor families in colleges and universities with cooperative banks. In addition, some private colleges and universities have launched national student loans, and students should pay attention to the relevant instructions in the school enrollment brochure or admission notice. National student loan application materials (1) National student loan application; (2) A copy of my student ID card and resident ID card (minors must provide valid identity certificates of legal guardians and written opinions on agreeing to apply for loans); (3) I explain the family's financial difficulties; (4) Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them. According to the policy, the student loan can be paid off within ten years from the beginning of the loan, and the interest will be paid quarterly after graduation, and the principal will be paid at any time within two years after graduation. However, due to the banking system or other problems, it often happens that the principal and interest must be changed after graduation, without the assistance of relevant departments. Generally, the sum of principal and interest is directly deducted from the lender's bank card without the lender's consent, and no principal or interest is deducted according to the relevant provisions of the repayment confirmation. Moreover, this shows that the school or the relevant bank departments have not given a reasonable solution to force the lender to repay the principal and interest. What will happen to the loan business if the borrowing students drop out of school, drop out of school, transfer to another school, go abroad, and be expelled from school? For example, borrowing students drop out of school, transfer, go abroad, and be expelled from school. The school will inform the bank in time, asking students to go to the bank to pay off the loan first, and then go through the relevant procedures for the borrowing students. After receiving the notice from the school, the handling bank will stop issuing loans that have not yet been issued, and take measures such as recovering the principal and interest of loans in advance to handle relevant procedures for students. In addition, borrowing students who continue to pursue their degrees after graduation can apply for loan extension. Borrowing students should apply to the original school for extension 30 days before graduation, and provide relevant certificates to continue their degree study. After the approval of the original school, the handling bank will handle the extension formalities for it. After graduation 1 year, the borrower may apply to the handling bank for adjusting the repayment plan, including adjusting the repayment method, and the handling bank will accept it and make reasonable adjustments according to the actual situation and relevant regulations. Borrowing students studying abroad after graduation should take the initiative to inform the original handling bank to pay off the loan in one lump sum. The handling bank will establish a loan repayment monitoring system for students who are in arrears for more than one year and have nothing to do with loan repayment >>
Question 7: For how to write, please refer to the following information: 1, application for personal housing mortgage loan for employees; 2. Certificate from the unit to the individual; 3. Copy of the borrower's ID card (original); 4. Copy of the borrower's household registration book (original); 5.( 1) To purchase 100% of the property rights, you need to bring a copy of the Approval Form for Preferential Sale of Houses and fill in the Certificate of Mortgage of Property Rights and Interests of Individual Housing Loans for Employees in Urumqi; (2) To purchase 33% of the property rights, you need to bring a copy of the Calculation Form for Compensation of Common Property Rights, and attach a copy of the borrower's 67% private property rights certificate; (3) To purchase affordable housing (affordable housing), you need to bring a copy and original of the pre-sale contract of the housing project (affordable housing). 6. Copy of the receipt that the borrower has paid more than 30% of the house purchase price; 7, the unit should be the unit housing provident fund exchange, withdrawal, loan and house payment account to write a total certificate. The borrower's unit should pay attention to three points: 1. The total loan amount of all borrowers of this unit shall not exceed 80% of the total housing provident fund in the current month; 2. The personal loan shall not exceed 70% of the purchase price (100% of the property right or 33% of the property right), with a maximum of 20,000 yuan. The purchase of affordable housing (affordable housing) can appropriately increase the loan amount. 3. The loan amount should be kept as an integer of 100. If the employee needs a loan of 17872.33 yuan, it should be 17800 yuan, and the remaining 72.33 yuan can be paid by the employee himself. Application for personal housing mortgage loan for employees of Urumqi Housing Provident Fund Management Center: I am an employee of this unit, and I have been approved to purchase a unit-level housing in Building 1 with a construction area of square meters and a house price of RMB. The house has been paid RMB, but the RMB hasn't arrived yet. According to the relevant provisions of the Interim Measures for the Revision of Personal Mortgage (Entrusted) Loans for Employees in Urumqi, I meet the conditions for applying for loans, and now I apply for a house purchase loan with a term of years. I am willing to repay the principal and interest on schedule in the form of equal monthly payment. The unit deducts the loan principal and interest from the salary every month, and uses the purchased property as collateral, and our unit provides guarantee. Please review and approve. Loan applicant: Urumqi Housing Provident Fund Management Center, dated, proved that he is an employee of our company, and the monthly income of both husband and wife is RMB. This comrade participated in the housing reform of our company and paid the housing provident fund. The account number is RMB, and the balance of the provident fund as of the year. My unit is willing to vouch for this comrade. Official Seal of the Unit Year Month Day Unit Certificate Urumqi Housing Provident Fund Management Center: By the end of the year, the balance of housing provident fund in our unit was RMB, and 200 employees had withdrawn the housing provident fund in RMB. At present, 100 employees need to apply for RMB housing mortgage loans, and the borrower has raised RMB for house purchase, accounting for% of the total house purchase. The loan amount of the above borrowers can be transferred to our house purchase account, and the house purchase account number is. At the same time, our unit guarantees that the total personal loans of employees do not exceed 80% of the total housing provident fund. This is to certify that. Official seal of the company: year month day.
Question 8: The specific terms and conditions of the bank loan application model are for reference only:
Borrower profile, loan amount, loan currency, loan term, loan purpose, repayment source, repayment guarantee, payment plan and repayment plan.
Question 9: How to write the loan application form of rural credit cooperatives? To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can apply directly to rural credit cooperatives with loan vouchers and valid identity documents. When receiving the loan application, the rural credit cooperatives shall review the purpose and amount of the loan and issue the loan after passing the examination.
It should be noted that according to the current regulations, only loans for agricultural production costs such as planting and aquaculture are provided; Agricultural machinery loan; Only by focusing on agricultural pre-production, mid-production and post-production service loans and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school can farmers use micro-credit loans.
Question 10: How to write the model essay of enterprise loan application for loan interest?
Enterprise name: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Application date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
I. Application for secured loan
Amount of secured loan (ten thousand yuan)
The guarantee application period starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Use of secured loan funds:
Source of repayment funds:
Repayment plan:
Counter-guarantee measures: (including personal property pledged by the legal representative)
Application for enterprise opinions:
Seal of the applicant enterprise:-Signature of the legal representative: (seal)
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Handler (signature):
Two. Opinions of the bank to be loaned
lending bank
Opinions signed by the bank to be loaned:
Loan bank (official seal):
_ _ _ _ _ _ _ _ _ _ _ _ _
Three. Opinions of the Municipal Credit Insurance Center
Preliminary opinion of member service department:
Examiner:
_ _ _ _ _ _ _ _ _ _ _ _ _
Audit opinion of guarantee business department:
Reviewed by:
_ _ _ _ _ _ _ _ _ _ _ _ _
Opinions of the Municipal Credit Insurance Center:
Chair:
_ _ _ _ _ _ _ _ _ _ _ _ _
The enterprise applying for guarantee shall provide the following documents
1. A copy of the power of attorney and ID card of the specific agent;
2. Recent financial statements of the enterprise.
3 loan application (copy);
4, the materials needed to assess the credit rating.
How to write an application for personal loan
Application paragraph
Bank of China Branch (Sub-branch):
I am a staff member of a department (unit), and my current position is procurement, with an average monthly income of RMB.
A set of commercial house (shop) developed by (company), with the property number of, is now applying to you for a mortgage loan of RMB10,000 yuan a year, and agrees to mortgage the purchased property to your unit (bank) as a guarantee for repaying the loan under the loan contract signed with your unit (bank); I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans).
I have opened a repayment account (account number) and deposited it in our bank (branch) as required by your bank, and I promise to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and the loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Apply for personal housing mortgage loan
Employee personal housing mortgage loans need to carry the following information:
1, employee's individual housing mortgage loan application;
2. Certificate from the unit to the individual;
3. Copy of the borrower's ID card (original);
4. Copy of the borrower's household registration book (original);
5.( 1) To purchase 100% of the property rights, you need to bring a copy of the Approval Form for Preferential Sale of Houses and fill in the Certificate of Mortgage of Property Rights and Interests of Individual Housing Loans for Employees in Urumqi;
(2) To purchase 33% of the property rights, you need to bring a copy of the Calculation Form for Compensation of Common Property Rights, and attach a copy of the borrower's 67% private property rights certificate;
(3) When purchasing affordable housing (affordable housing), you need to bring the copy and original of the housing project (affordable housing) and the sales contract.
6. Copy of the receipt that the borrower has paid more than 30% of the house purchase price;
7, the unit should be the unit housing provident fund remittance, withdrawal, loan and house payment account to write a universal certificate.
The borrower's unit should pay attention to three points:
1. The total loan amount of all borrowers in this unit shall not exceed 80% of the total housing accumulation fund in the month when this unit borrows;
2. The personal loan shall not exceed 70% of the purchase price (100% of the property right or 33% of the property right), with a maximum of 20,000 yuan. The purchase of affordable housing (affordable housing) can appropriately increase the loan amount.
3. The loan amount should be kept as an integer of 100. For example, a certain post ... >>