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How to download the online banking certificate of China Merchants Bank
Download China Merchants Bank Online Banking Professional Edition first.

Log on to the website of China Merchants Bank, select "Personal Banking Professional Edition", download the latest professional edition installation program according to the prompts, and complete the professional edition installation according to the prompts.

Enable the professional certificate of online banking of China Merchants Bank.

Insert "You KEY" into the USB port, double-click the icon of "China Merchants Bank Professional Edition" to enter the login interface of Professional Edition, select "Use Mobile Digital Certificate", click "Enable Certificate" and click "Next". Select information such as USB KEY model and mobile digital certificate key number to complete the certificate activation process.

Use China Merchants Bank Online Banking Professional Edition

Under normal circumstances, you can experience the security and convenience of the professional version by waiting for ten minutes to an hour or so and logging in to the professional version again.

Matters needing attention

The first activation of the online banking certificate of China Merchants Bank needs to be completed within 30 days.

China Merchants Bank Online Banking Professional Edition "Excellent Key" Application: Bring valid ID and one-card to China Merchants Bank outlets to fill in the "Application Form for Online Personal Banking Certificate of China Merchants Bank" and apply for online personal banking professional edition.

Associate your own bank card and get the authorization code, and get the "excellent key" to enable it with a certificate.

If you don't apply for a permit for the first time, the old certificate will be invalid. If your old card is still valid before it is invalidated, the bank card relationship will be transferred to the new card.