Second, in order to prevent malicious programs from illegally obtaining key information such as customer's bank card number and password, banks adopt graphic code technology when customers input important information to prevent malicious programs from scanning customer's key information.
When you log in to the corporate customer or electronic payment card system, there is a picture with shading and five digits under the graphic verification code column. You must enter the numbers shown in the picture correctly to pass the verification.
Thirdly, the bank's online banking has adopted an internationally accepted security solution based on PKI public key architecture, which can provide customers with security requirements such as identity identification, transaction signature and tamper-proof information, and provide sufficient security for customers' online transactions.
Based on electronic certificates, the identities of entities involved in communication, such as customers, online banks and online merchants, are authenticated. At the same time, the strongest 128-bit SSL secure communication protocol is adopted to encrypt data during transmission to prevent customer information from being stolen and tampered with.
Ensuring the safety of customer account funds based on electronic signature. When conducting key financial transactions such as transfer and review in online banking, the operator must "show" the correct customer certificate before signing the transaction information. Due to the unforgeability of the certificate, there will be no forged trading instructions. All certificates of enterprise customers are stored in IC smart cards or USB KEY, because certificates cannot be copied, so the best security can be obtained.
Fourthly, in order to prevent hackers, such as Trojans and cyber thieves, from stealing important transaction information such as customer bank card passwords, banks adopt dynamic password keyboard technology when customers input important information, thus preventing information leakage that may be caused by malicious program monitoring keyboards. In all places where passwords need to be entered, such as public customer login, bank card transfer, etc., the system will provide a password soft keyboard with random layout, and customers can click and enter the password according to the actual digital position on the soft keyboard. This can prevent all kinds of Trojan viruses from stealing customers' password information.