This situation depends on the bank policy and the transfer situation.

If the transfer amount is small, or the banking system assesses the transaction as low risk, facial recognition is not required. However, if the transfer amount exceeds a certain limit, or the banking system deems the transaction to be risky, it will require facial recognition to verify the user's identity.

U-Shield is a tool for electronic signature and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure online transactions. confidentiality, authenticity, and integrity.