Checks are only divided into cash checks and transfer checks. Checks (what you call ordinary checks) are crossed in the upper left corner (what you call crossed checks). Crossed checks are only Can be used for transfer. Cash checks can be withdrawn in cash, and transfer checks must be transferred. Of course, even if you write a cash check, you may not be able to withdraw cash. It is also subject to the requirements of whether you have a basic account and cash usage regulations. The check must record the following items: amount, name of the payee, account number of the payee, date of issue, signature of the drawer, name of the payee, and purpose. The above items must be filled in completely except for the purpose when you go to the bank for acceptance. The risk to be avoided is that checks must be kept well and kept separately from seals. If the amount of the check taken out is uncertain, a limit must be set first. If the purchase price is estimated to be less than 10,000 yuan, write it in the 10,000 yuan position. The RMB symbol is ￥. Even if the check is lost, the maximum loss will be less than 10,000 yuan. Also, if the payee is confirmed, fill in the name of the payee first. Cash checks are the same as transfer checks. When the check elements are complete, money can be withdrawn from the account, so the risk prevention content is basically the same.