E-mail inquiry: Generally speaking, if the auto insurance is successfully insured, the insurance company will send the auto insurance electronic policy as an attachment to the e-mail box reserved by the insured, and the owner can pay attention to it in the email;

Official website, an insurance company, inquires, is registered in official website, and an insurance company that buys auto insurance orders the policy service. After entering the policy inquiry, you can see the electronic policy;

Inquiries can be made through the official WeChat account of the insurance company, and the policy inquiry interface can generally be found in the personal center. It is worth mentioning that the electronic insurance policies found in e-mail or insurance company official website are actually downloaded directly to your mobile phone, so it will be more convenient to inquire in the future.

Electronic insurance policy refers to the electronic insurance policy with the electronic signature of the insurance company issued by the insurance company for customers with the help of digital signature software and enterprise digital certificate following PKI system.

An insurance policy, referred to as an insurance policy for short, is a formal written proof that the insurer and the insured conclude an insurance contract. The insurance policy must completely record the rights, obligations and responsibilities of both parties to the insurance contract. The contents recorded in the insurance policy are the basis for the performance of both parties to the contract. An insurance policy is a proof of the establishment of an insurance contract.

According to China's Insurance Law, the establishment of an insurance contract does not depend on the issuance of an insurance policy. As long as the insured and the insurer reach an agreement on the terms of the contract, the insurance contract is established. Even if no insurance policy is issued, the insurer shall be liable for compensation. Unless the parties to an insurance contract agree in the contract that the insurance policy is the effective condition of the contract.

Insurance policies are generally paper documents, but with the development of internet insurance e-commerce, electronic insurance policies began to appear. Electronic insurance policies have no paper documents, only a policy number, which can be queried on the insurance company website or the insured insurance e-commerce website.

Compared with traditional paper insurance policies, electronic insurance policies save paper printing and delivery costs.

Whether electronic insurance policy can be provided is an important standard to measure the development level of insurance e-commerce. On April 1 2005, the electronic signature law was formally implemented, and PICC P&C signed the first electronic insurance policy in China.

The electronic insurance policy launched by PICC e-commerce adopts the international leading electronic signature technology, which fully guarantees the non-tampering and non-repudiation of the electronic insurance policy. Customers can log on to the company's website (e-picc) to purchase products online, pay premiums and get electronic insurance policies.

The emergence of electronic insurance policies has greatly facilitated consumers' purchase. In developed countries, the process of signing an electronic insurance contract (insurance) is extremely simple. People who want to buy insurance can log on to the website that provides insurance services at any time (24 hours), and after consultation, comparison and selection, determine the type of insurance, payment method and payment period, determine the beneficiary and send an email to the insurance company.

After the underwriting staff of the insurance company underwrite the insurance through the computer (except those who need physical examination), the insured can immediately pay the first premium through online e-banking, and the insurance company issues an electronic policy, and the insured can print out the formal policy on the established printer, and the insurance process is over.

The contents of electronic insurance policy mainly include: the insurance information of the insured; Policy number; The effective date of the insurance policy; Insurance amount, policy terms, etc.