How to modify the credit card password? Credit card password modification method

Many cardholders choose to sign their credit cards by password, but sometimes the password is known by others. In order to ensure the security of credit cards, it is best to change the password. So, how to change the password of the credit card? Here are some ways to change the password.

I. Introduction to the use of credit card passwords

Credit card passwords are divided into inquiry passwords and transaction passwords, which have different purposes.

1, password inquiry: generally used when calling a credit card center. Generally, only by entering the correct password can you handle telephone business.

2. Transaction password: used for cash advance and domestic credit card consumption (if "password signature" transaction is selected).

Second, the credit card password modification method

1. password query: it is very simple to modify this password. Just dial the credit card service hotline of the issuing bank with the reserved telephone and follow the voice prompts to complete the modification.

2. Transaction password: There are many channels and methods to modify this password, including the following.

1ATM modification. The cardholder can modify it through any ATM at the credit card issuing bank outlet;

Counter modification: Cardholders can bring ID cards and other related documents and credit cards to the counter of the issuing bank for modification;

3. Telephone modification: the cardholder can call the 24-hour service hotline of the credit card center of the issuing bank for manual service modification;

4. Online banking modification: log in to the credit card official website of the issuing bank and modify the password in the personal center.

Reminding the credit card password is a security door to ensure the security of the credit card, and protecting the credit card password is also very important. Credit card password setting is tricky. If the password you use is simple or a password such as a number on your birthday or ID card, I suggest you modify it in time.

How to change the credit card password

1. Modify the bank counter. This is the most common way to change the password. Users can bring their ID cards and credit cards to the bank counter to make changes. But relatively speaking, this method is cumbersome and wastes a long time.

2. Log in to online banking or mobile banking to make changes. This way of changing the password is more convenient. However, the premise is that users need to open online banking or mobile banking, find the option to modify the password after logging in and modify it.

3. number three. The ATM machine has been modified. Similar to debit cards, credit cards can also change their passwords through the bank's ATM machine. This method is also relatively simple and easy to operate. Users can bring their own cards to the corresponding ATM machines for modification.

4. Call the bank's customer service hotline for modification. There will be a customer service hotline of the bank on the back of the credit card. Users can dial this number and change the password according to the relevant prompts. Relatively speaking, it is also a more convenient way.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts. 20 12 February, the bank confirmed that the credit card is safer without password, and if it is stolen, it will share the responsibility with the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.

Generally speaking, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can be divided into magnetic stripe cards and chip cards according to different information carriers; According to whether the issuer is in China, it is divided into domestic cards and overseas cards; According to the different issuing banks, it is divided into personal cards and unit cards; According to different currencies, accounts are divided into RMB cards, credit cards and dual-currency cards.

How to change the credit card password

How to modify the credit card password:

1, the bank counter is modified. The bank counter needs to carry the cardholder's ID card and credit card, which can be modified with the help of the staff after being handed over to the counter staff, but the queue time at the outlets may be longer.

2. Log in to online banking or mobile banking to make changes. If the credit card has been opened with online banking or mobile banking, it will be easier to modify it through online banking and mobile banking. Select the card to be modified in the personal center to modify it.

3. modified by ATM machine. Insert the credit card into the ATM, select "Modify Password", enter the original password and new password, and the modification is successful.

4. Call the bank's customer service hotline for modification. Call the customer service phone number of the bank to which the credit card belongs, and enter verification information such as ID number and cvv2. After verification, you can change the password.

Operating environment:

Model: opporeno

APP: handheld online banking mobile phone

Version: 13.2.4

1. The credit card inquiry password generally means that when the cardholder uses telephone banking to inquire about the transaction details of credit card bills and handle the business of reporting the loss, the bank needs to confirm the identity of the cardholder through this password.

2. If you need to change the credit card inquiry password, the cardholder can directly call the customer service phone of the issuing bank and enter the initial password or the original password to change the password. Because the query password is mainly modified by telephone, it is basically composed of numbers. Although you can't withdraw money by querying the password, it's best not to set it too simple, such as June 6th or a person's birthday. It is best to set a six-digit number that is not easy to decipher.

3. Change the transaction password of the credit card password:

1. Credit card transaction password, also known as payment password, is the password used by cardholders to pay and withdraw money by swiping their cards. This password is more important than the query password, because it involves the change of credit card amount. It is best not to set the query password as one.

2. Credit card transaction password can be changed not only by telephone banking, but also by taking your ID card to the bank counter or ATM.

3. When setting a password for a credit card, don't use a simple password that is easy to guess, such as birthday, but many people are faced with a problem that the password setting is too simple and they are afraid of being deciphered, but they often can't remember it because of complexity. Here, Bian Xiao provides you with several tips for setting credit card passwords:

You can use a special day for you as a password, such as your own wedding anniversary or your parents' wedding anniversary.

This concludes the introduction on how to modify the password and set the credit card password. I wonder if you have found the information you need?