1. What is stock account opening?
Stock account opening refers to the process in which investors open securities accounts and capital accounts in securities companies and establish savings and other business relationships with banks before buying and selling stocks in the securities exchange market.
With the development of securities trading, stock account opening can be divided into on-site account opening and off-site account opening. On-site account opening refers to the process of investors opening accounts at the counter of the securities company’s business department; off-site account opening includes witnessing account opening, Online account opening and other off-site account opening methods recognized by China Clearing Corporation.
2. Mobile account opening process
1. Prepare a bank card, a smartphone that can take pictures online, ID card and yourself;
2. Download an app on your mobile phone that can open an account (take Apple 12, ios14 as an example, and Oriental Fortune App as an example);
3. Fill in the mobile phone number and verify the mobile phone;
4 .Select the sales department and account opening personnel;
5. Fill in the basic personal information, upload the front and back of the ID card, and conduct video verification;
6. Set the account password;
< p>7. Bind a third-party depository bank card;8. Conduct risk assessment and answer questions about stock account opening;
9. Submit materials for review;
10. After passing the review, the mobile phone will receive the fund account number. Note: Fund accounts can only be credited during trading hours. Account opening outside trading hours must wait until the next trading day.
Three. Notes on opening an account
1. Age requirements for opening an account
You must be over 18 years old, based on the date of birth on your ID card.
2. Do I need to activate online banking for my bank card? Which banks have it?
There is no need to open online banking, an ordinary bank card will do, and it doesn’t matter if you open online banking.
3. How much money do I need to deposit to open an account?
You can open an account without depositing money. (Some third-party depository activation requires funds to enter the home)
4. How to choose a broker
1. Security
If you invest, the safety of your funds cannot be guaranteed. , what else are you investing in? How to ensure safety? The main thing depends on supervision. Only strong supervision behind it can make you invest confidently and boldly.
2. Commission
Other official fees are unavoidable, only commission, and each brokerage is different. If you choose a brokerage with high commissions, it means that you have lost the probability when you enter the market.
3. Experience
That is, your overall feeling at this brokerage. In addition to low commissions, is this brokerage’s trading system stable? Does the APP design of this brokerage meet your wishes? Are you satisfied with the customer service of this brokerage?