Actually, you don't have to worry. Today, the tax accountant will come to analyze with you how to solve this problem.
Simply put, the personal collection code is not completely unusable, but it can't be used in two scenarios:
1. It cannot be used for remote transactions. For example, if you are now located in Beijing and send it to a friend in Shanghai, you can't use the receipt code. This is mainly to prevent personal collection code from being stolen for remote illegal transactions. If you want to collect money remotely, you can use transfer, which is also very convenient.
2. It cannot be used for business collection. For example, an ordinary user will normally use the payment code several times a day, but if the personal payment code is used hundreds or thousands of times a day, it is obviously used for business collection, which will definitely be restricted.
If you want to collect money, you need to upgrade your personal code to the merchant collection code.
So how do Alipay and WeChat apply for merchant payment codes?
Then let's take a look at how WeChat applies for a merchant payment code.
As can be seen from the above, it is necessary to apply for a business license to apply for the payment code of WeChat merchants, so how to apply for a business license?
Application materials for self-employed business license:
1. Application for business registration of individual industrial and commercial households. Signature of the operator. For self-employed, the operator himself is the applicant; For the family business, the host operator among the family members is the applicant;
2. Original and photocopy of the operator's ID card;
3. Business scope of application for registration (copies of relevant license certificates or approval documents are required for special projects); Business scope refers to the industry category in which individual industrial and commercial households carry out business activities. The registration authority shall register the business scope of individual industrial and commercial households according to the application of the applicant and referring to the classification standard in the National Economic Industry Classification.
4. Proof of the use of the business premises (copy of the property right certificate of the own premises or copy of the lease agreement and property right certificate of the premises);
Procedures for handling business licenses by self-employed individuals:
1. The applicant holds the original ID card and applies to the registration window of the market supervision and management office (industrial and commercial office) where the business premises are located.
2. The staff at the registration window use the ID card verification machine to extract the identity information and photos of the applicant.
3. The applicant reads the Letter of Commitment on Residence (Business Place), understands all the terms, and signs it on the spot for confirmation.
4. In addition to the pre-approval of industrial and commercial registration, the applicant does not need to apply for name approval and registration in advance, and provides the name to be used on the spot. The registrant conducts name inquiry on the spot to determine the name of individual industrial and commercial households.
This is up to the applicant. After the registrant inputs the business scope, amount of funds, contact telephone number and other information. , print all forms required for registration application and review.
6. After the applicant checks the application form and signs it for confirmation, it will be examined and approved on the spot and distributed on the spot.
Relevant procedures after handling the business license of self-employed:
1. Individual industrial and commercial households shall submit the annual report of the previous year to the registration authority from June 30th to 1 every year, and be responsible for the authenticity and legality of the annual report.
2. The original business license shall be placed in a conspicuous position in the business premises of individual industrial and commercial households.
3. If the business license is lost or damaged, it shall be declared invalid on the national enterprise credit information publicity system and apply to the registration authority for replacement or replacement.
4. If the change registration of individual industrial and commercial households involves matters specified in the business license, the registration authority shall renew the business license.
If you need an invoice, you can go to the tax bureau to buy it. The operator himself can purchase invoices with a copy of the business license, ID card, official seal and invoice stub.
Related Q&A: Related Q&A: How can I open a WeChat merchant payment code without a business license? I am currently using the receipt code. Let me make it simple!
I. Classification of WeChat payment codes:
At present, merchant payment codes can be divided into two types, ordinary merchants and small and micro merchants. Generally speaking, we can only apply for a similar payment code for small and micro businesses. If we have a business license, we can directly register the commercial version of WeChat payment.
There are also great differences in functions between the two. The payment code of small and micro businesses is only payment, which can only be paid by WeChat change, change pass and savings card, and credit consumption such as credit cards is not accepted.
The merchant version has many more payment code functions, such as credit card payment, clerk code scanning payment, automatic cash withdrawal and so on. However, it should be noted that the business version will charge 0.38% service fee (activity price, normal rate is 6%).
Second, how to apply for the payment code of small and micro businesses:
Let's talk about the application process first, or where is the application entrance of the payment code.
1. After entering the payment, open Receipt and Payment-QR Code Receipt in turn, click on the top right corner to view, and a dialog box will pop up below. Just select "Apply for Collection Code" directly.
2. If the "Apply for Collection Code" button in the dialog box does not pop up in this step, please continue to the next step. After returning to the QR code collection interface, click the "small collection ledger" at the bottom, and directly contact the "collection code" in the subsequent interface. Now you can see the "Apply Now" button.
After clicking this button, you can start the subsequent process, fill in the consignee's address and merchant's name (fill in casually), and after paying the corresponding payment code fee, WeChat will send you a paper payment code.
Third, how to upgrade to the business version without a business license?
With the receiving code, you can upgrade to the merchant version of the receiving code if you have the supplementary information of the business license. Of course, if you want to use merchant services without a business license, there is only one officially recognized way, and that is to use the receipt code to collect money frequently. The more you collect, the faster the system will open merchant services for you.
Views of Lscssh technical officials:
Generally speaking, if you want to get the commercial version of WeChat payment code, you must first get the ordinary payment code, then use it frequently to make the payment code really work, and then WeChat may upgrade you to a merchant service without a business license.
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