On July 26th, Ms. Cheng posted on Weibo that in her recent personal credit inquiry, she accidentally found that Chengdu Branch of Shanghai Pudong Development Bank issued two personal loans of RMB 6 million on 201and 20 12 respectively, totaling RMB 120,000.
After this incident, Shanghai Pudong Development Bank immediately asked Chengdu Branch to conduct an investigation quickly. After investigation, Ms. Cheng applied to Chengdu Branch for a personal business loan of 6 million yuan on 20 1 1 for the production and operation of an electric smelting company in Wenchuan, and Ms. Cheng was one of the shareholders of the company. After the loan of 20 12 expires, the loan will be renewed 1 year.
In Weibo, Ms. Cheng emphasized that my signature and handprint in the loan contract were signed under a pseudonym.
On July 29th, Wenchuan Shun Power Generation and Melting Co., Ltd. issued a statement strongly condemning the false statements made by Cheng and Yang Yuandong, saying that after verification by the company and shareholders, Ms. Cheng was informed of the two 6 million loans, which was inconsistent with the statement that Ms. Cheng and her son broke the news to the media that they were completely unaware.
On July 30, the appraisal opinion issued by the judicial appraisal agency showed that the signature handwriting on the loan application form and personal credit business conversation investigation record of the above loan was written by the same person as the original materials such as the application form and objection application submitted by Ms. Cheng to Chengdu Branch in June and July 2020 respectively.
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The influence of fake loans on individuals
Once loans overdue, its credit information system will be in a bad state, and it will enter the blacklist state that everyone generally thinks.
For an individual blacklisted for failing to repay overdue loans, it is impossible for him to borrow from any financial institution in the future. Once blacklisted by the court system through litigation, individuals can no longer travel by plane or go abroad across borders.
If an individual's activities have not left the village, and there are no foreign affairs activities such as loans and going abroad, then if this person has income in the bank, his deposit may also be directly removed by the bank.
Peninsula Morning News-The woman said that she was "loaned" without knowing it.120,000? The results of judicial expertise were released.