1) If the insurance is purchased before the child 18 years old, the name of the legal guardian of the child shall be signed at the signature of the applicant and the insured. There is a place where the name of the insured's children is indicated in the letter of intent, so this will not affect anything, and the children will enjoy the protection treatment according to the contract;
2) If you insure your child after he reaches the age of 18, the signature column of the insured shall be signed by the child himself. If the child is absent at that time, it can be signed by the parents, but the name should be the child's, not the parents', and then the relevant documents will be provided after the contract takes effect, which will be kept by the insurance company and annotated on the insurance contract for the record, so that the contract is still valid;
3) If when you insure a child over 18 years old, the name of the child is written in the letter of intent, and the name of the parents is written in the place where the applicant signs, then the letter of intent is problematic and cannot be underwritten. If the agent doesn't find this problem, it means he is unprofessional. He will ask you to sign another letter of intent for insurance for his mistake.
So you can rest assured!
I wish you and your family peace and health!
If you have any questions, please add QQ: 3934 17979. Please enter: Baidu knows.
thank you