Any individual who is over 18 years old, has full capacity for civil conduct, has a fixed residence, and has legal and stable income, can apply for a personal card master card from the Bank with his or her valid identity document recognized by the public security department. , you can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (must obtain permission from their guardians). Each main card can apply for up to three supplementary cards. The main cardholder can Apply to cancel the supplementary card at any time. The supplementary cardholder and the principal cardholder use the same credit limit of the account. The principal cardholder can set the usage limit of the supplementary card in a billing cycle within the credit limit of the account. All transaction amounts of the supplementary card and The corresponding interest, fees, etc. will be credited to the main card account, and the main cardholder shall bear all repayment responsibilities.

Credit cards adopt a real-name system. When applying, applicants should fill in the application form correctly, completely and truthfully in accordance with the Bank's regulations and submit relevant supporting documents required by the Bank, and agree to the Bank's submission to, but not limited to, Any relevant departments, units and individuals such as the People's Bank of China's basic personal credit information database will understand and inquire about the applicant's credit status, and retain and use relevant data.