Does Xianyu support credit card payment?

What should I do if I buy something on the Xianyu app but don’t have that much money? However, many friends have credit cards, so Xianyu supports credit card payment. ? Let’s take a look below~

Does Xianyu support credit card payment?

The Xianyu app supports credit card payment, but both the buyer and the seller need to activate the credit card payment function. Can be used.

When users use Xianyu to purchase something, they submit the order and enter the payment page. You can see that only Alipay payment (Alipay balance, Yu'e Bao) and bank card payment are supported. When paying by bank card, there is an option to add bank card payment, and there are relevant instructions that the transaction supports debit cards/credit cards. After users add a credit card, they can pay for Xianyu with their credit card.

This article takes Apple 12 as an example and is applicable to Xianyu V6.9.61 version of ios14 system

How to pay with credit card on Xianyu

Xianyu can pay with credit card Yes, as long as you submit the order and enter the payment page, you can see Alipay payment (Alipay balance, Yu'E Bao), online banking and bank card payment.

In other words, Xianyu currently supports three payment methods: Alipay, online banking, and credit card. If you use a bank card to pay, there is a page to add a bank card for payment, and there are relevant instructions that the transaction supports debit cards/credit cards, and you can pay as long as you add a credit card.

Xianyu is the App client of Alibaba’s idle trading platform (iOS and Android versions). As long as members log in with a Taobao or Alipay account, they can achieve many functions, including one-click resale of "purchased items" in their personal Taobao account, uploading second-hand idle items by taking photos with their own mobile phones, and online transactions without going through complicated store opening procedures. By downloading and using the new-concept "Xianyu" APP, individual sellers can gain three major advantages: greater exposure, more efficient circulation paths, and more advantageous logistics prices, allowing idle treasures to be delivered as quickly as possible. The new owner made the best use of everything in his hands. In addition, the back-end of the Xianyu platform has been seamlessly connected to Taobao’s credit payment system to ensure transaction security to the greatest extent.

Xianyu is an idle trading APP client owned by Alibaba. It is the third billion-level platform created by Alibaba after Taobao and Tmall. Xianyu means "Xianyu". "Idle" refers to idle time, while "yu" refers to idle items and space. Xianyu is not only an idle trading platform, but also a community based on a new lifestyle. In this community, people can share items, their personal time and skills, hobbies and experiences, or even space. Xianyu is committed to turning idleness into idle fish and turning waste into consumption.

In recent years, with the popularity of idle transactions, people's consumption patterns are also changing. From buying new things to more and more people choosing to buy more cost-effective idle products, Xianyu has made a leap Become the largest idle trading community in China. Data shows that Xianyu is growing at an annual rate of 30%. In 2020, Xianyu held a 2020 brand strategy upgrade conference and officially launched three major businesses: "worry-free shopping", "playing community" and "new offline". After nearly five years of development, the number of Xianyu users has reached 300 million, and its GMV has exceeded 100 billion yuan. According to Xianyu’s data, 35% of users who buy and sell things on the platform are born after 1995.

How do Xianyu sellers set up support for credit card payment?

When Xianyu sells goods, buyers need to use credit cards to pay. So how do Xianyu sellers set up support for credit card payment? Let’s take a look~

How do Xianyu sellers set up support for credit card payment?

1. Click My, click Help and Customer Service.

2. Click on other questions.

3. After entering the credit card service in the dialog box, click to activate the credit card service.

This article takes opporeno6 as an example and is applicable to Xianyu V7.2.10 version of ColorOS11.3 system

Can I use a credit card on Xianyu?

Can I use a credit card on Xianyu? For payment, Xianyu’s quick payment supports Alipay balance, Yu’ebao and bank card payments. Alipay supports binding credit card types, so Xianyu can pay with credit cards.

The steps for fast bank payment with Xianyu credit card are as follows:

1. Open the browser and search for Xianyu official website, as shown below, there is the word official website, click to enter;

2. Open the official website and see the words "Dear, please log in" on the upper left corner of the page, click to log in;

3. After the login is completed, you can see the following page, through each category title and search to select the product you want to buy;

4. For example, select this laptop product, buy it immediately when you see it on the right, and then click to buy;

5. Then confirm the product information and Enter the recipient's name, phone number and address, and submit the order;

6. After submitting the order, you will see the payment page. You can see that the page only supports Alipay and bank card payment, and you can choose to add a credit card for payment.

How does Xianyu allow buyers to pay by credit card?

Does Xianyu support credit card payment?

The Xianyu app supports credit card payment, but it can only be used if both the buyer and seller have activated the credit card payment function.

Users use Xianyu to buy things, submit orders and enter the payment page. You can see that only Alipay payment (Alipay balance, Yu'e Bao) and bank card payment are supported. When paying with a bank card, add a bank card for payment, and there are relevant instructions that the transaction supports debit cards/credit cards. Users can pay for free fish by adding a credit card.

Can Xianyu pay with credit card?

Xianyu shopping can be paid with credit card, and you can also use Alipay balance, Yu'ebao and bound debit cards to pay. When using a credit card to pay, you need to pay attention to whether a handling fee is charged. If a handling fee is charged, the buyer will pay more than the product seller.

Credit card payment methods mainly include credit card payment without security measures, payment through a third-party broker, simple credit card encrypted payment, etc.

Payment process

Step 1: The buyer selects the product he wants to buy in the online store (click "addtocart" to add the selected product to the shopping cart)

Step 2: Check the details of the products purchased in the shopping cart (click "checkout" to pay for the purchased products)

Step 3: Select the express delivery type (after selecting the express delivery type, click "continue" Then select the payment method)

Step 4: Select the payment mode (select our credit card payment-95epay payment)

Step 5: Order confirmation (make final confirmation and click "confirmorder" to enter the payment page for credit card payment)

Step 6: Enter the 95epay credit card payment page, where the buyer fills in his credit card information (after completing the relevant credit card information, click "payment", The system will automatically encrypt the credit card information, order amount, order number and send it to the bank for verification)

Step 7: Return the payment result (the order number generated by the website and the payment result seen by the buyer)

Step 8: The merchant can see the payment status of the order in the merchant backend of 95epay payment. If the payment is successful, the merchant can deliver the goods to the buyer. .

Credit Card Payment Security

High security in a reliable system.

Shuanggan payment platform uses the famous mycoffee firewall to ensure that Shuanggan payment is free from viruses and hacker attacks, avoids threats due to new vulnerabilities generated by the network, and provides protection measures for confidential data of merchant transactions to ensure The platform is safe and stable. The active defense system will rely on strict security policies to resist unknown attacks and vulnerabilities, filter and block attack events on legally open ports, and evaluate suspicious access to the internal network. Analyze and filter all network traffic, and record all suspicious access and various attack events. The core platform adopts the industry's most advanced system architecture to ensure that all network layer and application layer services achieve LoadBalance. Ensure that merchants and cardholders can experience all Shuangqian Payment products safely, stably and efficiently 24/7. Adopt SSL128-bit digital transmission encryption standard.

Shuanggan payment platform uses the SSL certificate (128 bit) provided by the world-renowned certification center VeriSign. The client's browser uses the https protocol when sending CGI requests, and all https requests sent by the client and the results returned by the WebServer All will automatically use SSL encryption. The data transmitted by the customer to the service provider through the network will be automatically encrypted, and the encoded data will be restored after the other end receives the data.

Even if you obtain encoded data on the Internet, you cannot obtain useful and readable data without the originally compiled cryptographic algorithm. Therefore, Shuanggan Payment can ensure the confidentiality of payment information, the integrity of the payment process, the legal identity, operability and other related information of merchants and customers to the greatest extent. MD5 authentication for order payment interface.

In order to ensure that the orders sent by merchants to Shuanggan Pay are not maliciously tampered with, Shuanggan Pay provides Md5-based digest authentication for the merchant's order payment interface. The merchant can use the order number, order amount, order date and administrator password to log in to the merchant backend as plain text to perform md5 digest. The generated digest along with the order payment information will be sent to Shuanggan Payment. Shuanggan Payment will use MD5 digest authentication to determine whether the order information has been tampering, thereby protecting the interests of merchants. Digital signature authentication of transaction returns.

The purpose of digital signature authentication is to ensure the integrity and authenticity of information during information transmission and to provide confirmation of the identity of the information sender. Digital signatures enable the recipient to verify the sender's signature on the message. The sender cannot deny the signature on the message afterwards, and the recipient cannot forge the signature on the message. If the merchant has higher requirements for the authenticity of the data returned by Shuanggan payment system, it can verify the signature by combining the public key and components we issued to the merchant to prevent others from simulating Shuanggan payment and return orders, ensuring the safe operation of the system. This protects the interests of merchants and customers to the greatest extent.

This ends the introduction on how to pay with credit card on Xianyu and why Xianyu cannot pay with credit card. Did you find the information you need?