During the epidemic period, all kinds of businesses are handled online, which is conducive to the control of the epidemic, safe and fast. So, how to buy auto insurance online? Taking PICC auto insurance as an example, this article will teach you every step and make you clear at a glance.
generally speaking, auto insurance can be purchased 45 days before the expiration date. If your auto insurance is about to expire, the insurance company will send you a message as soon as possible, and then click "View Details"
. At this time, the system will automatically generate a renewal plan. If you are not satisfied, you can click "Custom Scheme"
Automobile insurance is divided into commercial insurance and compulsory insurance. Compulsory insurance is national compulsory insurance, and the price is uniform, so there is no need and no way for us to modify it here. Our main modification is commercial insurance, which mainly includes car damage insurance, triple insurance and no deductible. Others can be bought according to personal needs, such as seat insurance, glass insurance and so on.
vehicle loss insurance is calculated according to the value of your own car. Of course it can be modified, but the premium is not much different. We usually calculate the insurance amount for us according to the system, and generally do not need to modify it.
the most important thing is the third party liability insurance.
there are many choices here, and the amount of insurance is obviously different. Generally speaking, it is recommended to choose between 1.5 million and 2.5 million. Of course, this is based on personal needs. In some big cities or cities with more luxury cars, we can choose higher insurance coverage.
for "absolute deductible", I suggest you choose "no insurance". If you insure, although the total amount of insurance will be reduced, the insurance company will not pay for every accident according to the deductible you choose, and you need to pay for it yourself.
drivers and passengers can also supplement personal accident insurance, or buy it according to their own needs.
after these are completed, the system will automatically generate an actual payment amount. As long as we follow the requirements step by step, the insurance will be renewed successfully.
show the insured amount
read the terms carefully.
symbol
sign and submit!
wechat payment
payment succeeded!
insurance is successful!
click the SMS link to view the invoice.
Check the questions and answers related to electronic invoices: How to buy compulsory insurance online? The online purchase process is as follows: 1. Go to the Alipay homepage and find the car owner service in the service bar; 2. Enter the car owner service to find auto insurance service; 3, find the vehicle information, click on the car insurance; 4. Choose your own model and the corresponding model of the car, and click Submit; 5. Choose the insurance scheme. If the commercial insurance and the compulsory insurance are not together, then directly cross out the commercial insurance, leaving only the compulsory insurance and travel tax; 6. Find a good quotation, select the corresponding insurance company, and click Select Payment. Generally speaking, the insurance date will be automatically identified, which will be connected with the remaining date of compulsory insurance. First, you need to pay attention to the following matters when buying compulsory insurance online: 1. Compulsory insurance is a compulsory insurance purchased by the state, and the state has unified pricing. No matter how you insure, the premium is fixed. Everyone should try to find a big brand insurance company when buying compulsory insurance online, which is safe and secure. 2. You should truthfully fill in the relevant information of the vehicle. If you fill in the basic information incorrectly, it will cause unnecessary trouble for your future payment. 3, to prepare and prepare a copy of the ID card and motor vehicle driving license, so that the insurance company can collect it when sending the bill. 4, according to their own needs, correctly choose the insurance coverage, so that on the one hand, the insurance coverage and the amount of insurance purchased can be properly guaranteed, on the other hand, it can also save premiums for you. Second, what other ways can I buy strong insurance? 1. Buy strong insurance in the car shop. When we buy a car in 4S, we can directly insure strong insurance in 4S shop, which also saves people the trouble of going to the insurance company to insure strong insurance. 2. When buying compulsory insurance for cars, most of us will buy it through the service staff of the insurance company, which is the most commonly used way. In this way, when handling insurance business, people can ask the service staff of the insurance company what we want to know carefully, and if there are some problems, the staff who handle insurance business for us will solve them for us in time. 3. Buying compulsory insurance on the insurance company's website is the latest way to buy insurance. Although not many people use it now, people can buy the insurance they need without leaving home through the Internet, and they can easily know the cost of various insurances we buy as long as they enter relevant information online. 4. Third-party platforms can buy and buy compulsory insurance. Besides buying from insurance company official website, they can also apply for insurance on third-party platforms.