1. Title: Write the word "IOU" in big font at the top and middle of the text.
2. Text: The text of the IOU should indicate who or what is owed to the unit, the specific amount, and the date of repayment.
3. Inscription: The name of the owed unit and the personal signature of the manager should be attached to the signature; The IOUs issued by individuals need the personal signature of the IOUs and the IOUs date. To affix the official seal of the unit, according to personal fingerprints.
Standard format template for IOUs:
IOU (I owe you)
Borrow RMB XX Yuan (in words) on XX, XX, and pay it off before XX. If it is overdue, I will pay a penalty of XX% of the total amount every year.
Borrower: XX (signature and seal)
XX year XX month XX day
Description of IOUs:
1. Be careful not to leave too much blank on the IOUs.
The blank between the written content and the signature and seal is too large, which makes it easy for the holder to fill in other content, or cut off the original content and add content in the blank, causing trouble.
2. Pay attention to the quantity.
When writing an IOU, it is only lowercase, not capitalized, the decimal point is inaccurate, there is a space before the number, or the case is inconsistent, which is easy for the holder to add or modify, thus causing disputes.
3, pay attention to accurately indicate the date.
Once there is a dispute over the date of loan, it is often difficult to find out the truth and it is easy to cause difficulties in determining the limitation of action.
4, pay attention to check carefully
After the iou is written, it should be checked repeatedly. After writing for someone else or being written by the other party, you should consider the written evidence word by word, and you should not sign and seal it in a muddle to avoid regret.
6, pay attention to the content to express clearly.
Some IOUs say "buy" means "sell", "receive" means "pay" and "borrow" means "borrow". It is easy to be reversed and difficult to distinguish right from wrong.
7. Pay attention to the full name.
The IOUs have nameless surnames or nameless surnames. IOUs holders should pay attention to it, which may leave IOUs with a handle for breach of contract.