Anti-counterfeiting elements include: paper, ground pattern, watermark, steganography, red water line, fluorescent fiber, rainbow printing, anti-alteration, microform, seal, password, pressure number and so on.

Step 1: handle identification:

1, that is, whether there is a concave-convex feeling in the number area of the draft, and there is no concave-convex feeling in the fake draft.

2. Whether the banknotes make a crisp sound by hand, and the fake banknotes make a muddy sound.

Step 2: Visual recognition:

1. Observe the light to see if there are full-page flowers and black-and-white watermark patterns in the Chinese phonetic alphabet "HP".

2, contrast paper printing handwriting is clear.

3. Visually check whether there are colored fibers in the paper.

4. Whether the bank draft uses the combination special number.

5. Whether the numbers are uniformly printed with brown ink, the front of the paper is brown and black, and the back has the effect of red ink penetration.

6. Whether the shading pattern is printed as a rainbow, whether the pattern is composed of different colors, and whether there is a continuous transition between different colors is very natural and there is no obvious boundary.

7. Is the bank draft printed by the following four printing houses: Shanghai Securities Printing House, Baoding 542 Printing House, Baoding Securities Printing House, An Banknote Printing Factory Securities Branch or An Xichao Securities Printing Co., Ltd. and Tianjin People Printing House?

Step 3, using a purple light discriminator to identify:

1. Does ICBC's logo emit orange red under ultraviolet radiation? Record whether badges of other strains emit yellow and green fluorescence under ultraviolet light.

2. The "ICBC" of the bank acceptance bill is located between the name of the bank acceptance bill and the voucher number, whether it is yellow or green.

3. Whether the red water line in the column of RMB amount in words has a weak red light reaction under the ultraviolet lamp, and whether the red water line has changed after being altered.

4. Whether the colorless fluorescent fibers on the front and back of the draft paper have fluorescent reaction under ultraviolet lamp, and whether the colored fluorescent fibers have no fluorescent reaction under purple lamp.

The fourth step is to use the same amplifier to identify:

That is, whether the dotted line under the name of commercial paper is composed of the Chinese pinyin "return ticket" from left to right.

Extended data:

The identification method of bank acceptance bills can be subdivided into two aspects, the first is to identify the authenticity and validity of bills, and the second is the right of recourse of bills, as follows:

The first aspect: identifying the authenticity and validity of bank acceptance bills.

A. First, confirm the authenticity of the bank acceptance bill according to the senses:

A bank acceptance bill must be approved by the head office of the People's Bank of China, and uniformly printed for the record.

B, should be marked with the words "draft".

C unconditional payment shall be indicated on the bill of exchange.

D the name and line number of the payee's bank should be complete.

E. The amount in words and figures of the draft must be consistent.

F the date of issue and the date of maturity of a bill of exchange must be expressed in words, which are consistent with the payment and settlement methods (the time difference between the date of issue and the date of maturity is at most 6 months, but not more than 6 months).

G. Whether the signature (official seal and private seal) of the accepting bank is true, complete and clear refers to the special seal required by the bank and the signature of the legal representative or authorized agent (except the seal of China Agricultural Bank, all other banks are special seals for ordinary bills).

H the signature of the drawer, that is, whether the customer's official seal or special financial seal and the signature of the legal representative or authorized agent are true, complete and clear (the official seal is the full name of the drawer).

1. Whether the endorsement is continuous, whether the endorser's name is complete, and whether it is consistent with the official seal (the date of issuance on the front side cannot exceed the date in advance, and the endorsement must be filled in carbon ink with neat handwriting, and the official seal and legal person seal cannot be affixed outside, but the line can be pressed). When transferring a bill of exchange by endorsement or granting the rights of the bill to others by endorsement, the name of the endorsee must be recorded.

J. Endorsement refers to the act of recording relevant matters on the back of a bill or a note and signing it.

K. Post-it notes refer to notes and vouchers that cannot meet the needs of endorsers to record items. You can attach a post-it note and stick it on the bill voucher. Every endorser with post-it notes has three hands.

L, bill amount, date, payee's name shall not be changed, the change is invalid, and the other three changes must be signed by the original recorder.

Bills marked "non-negotiable" and "pledge" will not be accepted.

Noun (abbreviation for noun) defines whether the draft of the transfer area is within the transfer area.

O. Is the bill number a published stolen bill, a publicly reminded bill or other illegal bills (collecting the court's publicly reminded information)?

An endorsement that transfers a part of the amount of a bill of exchange or an endorsement that transfers the amount of a bill of exchange to two or more persons respectively will not be accepted.

Q. The endorser shall fill in the words "entrusted collection" on the back of the bank acceptance bill, and the endorser shall not accept the transfer.

R if the endorsee is an individual in the endorsement transfer, it cannot be accepted.

S, the drawer gives it to the payee, and the payee returns it to the drawer, which is a kind of financing fraud and cannot be collected in principle.

The second aspect is to exercise the right of recourse for bills.

The right of recourse refers to the act that the holder of a bill refuses to accept or pay the bill according to the provisions of the bill law, and demands repayment of the bill amount, interest and related expenses from his predecessors (drawer, endorser, guarantor, acceptor and other bill debtors).

B. preconditions for exercising the right of recourse

A, the right of recourse must be exercised within the time limit prescribed by the negotiable instrument law, and can only be exercised after obtaining the refusal certificate.

B if a commercial acceptance bill is refused to be accepted or paid at maturity, the holder may exercise the right of recourse.

C. Before the maturity date of the bill of exchange, the holder may also exercise the right of recourse under any of the following circumstances: the bill of exchange is refused for acceptance; The acceptor or payer dies or escapes; The acceptor or payer is declared bankrupt according to law or ordered to terminate business activities due to violation of law.

C. exercising the right of recourse

A. When exercising the right of recourse, the holder shall provide relevant certificates of refusal to accept or refuse to pay. If the holder presents acceptance or presentment for payment is rejected, the acceptor or payer must issue a rejection certificate or a reason for refund. If the refusal certificate or the reason for refund is not issued, it shall bear the civil liability arising therefrom.

E the holder may exercise the right of recourse against any one, several or all of the debtors of the bill of exchange, not in the order of the debtors of the bill of exchange. If the holder has the right of recourse against one or more bill debtors, he can still exercise the right of recourse against other bill debtors, and the person who has the right of recourse enjoys the same rights as the holder after paying off the debt.

F. When the claimant exercising the right of recourse is paid off or the claimant exercising the right of re-recourse is paid off, it shall hand over the bill and relevant proof of refusal, and issue a receipt for the interest and expenses received.

References:

China Anti-Infringement and Counterfeiting Work Network-Knowledge Meeting on Distinguishing the True and False of Bank Acceptance Bills